LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,337
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,343
−HK$1,022/mo
Today · 4.125%
HK$34,365
baseline
▲ 0.50% · 4.625%
HK$36,456
+HK$2,091/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$68,730/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,974
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$36,939
−HK$979/mo
Today · 4.125%
HK$37,918
baseline
▲ 0.50% · 4.625%
HK$39,917
+HK$1,999/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$75,836/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,804
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$40,011
−HK$1,227/mo
Today · 4.125%
HK$41,238
baseline
▲ 0.50% · 4.625%
HK$43,747
+HK$2,509/mo
Deposit HK$5.67M · loan HK$8.51M · min. income ≈ HK$82,476/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,169
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$44,327
−HK$1,175/mo
Today · 4.125%
HK$45,502
baseline
▲ 0.50% · 4.625%
HK$47,900
+HK$2,398/mo
Deposit HK$5.67M · loan HK$8.51M · min. income ≈ HK$91,004/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,272
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$46,680
−HK$1,431/mo
Today · 4.125%
HK$48,111
baseline
▲ 0.50% · 4.625%
HK$51,038
+HK$2,927/mo
Deposit HK$4.25M · loan HK$9.93M · min. income ≈ HK$96,222/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$531,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,364
−HK$2,721/mo
▼ 0.25% · 3.875%
HK$51,715
−HK$1,370/mo
Today · 4.125%
HK$53,085
baseline
▲ 0.50% · 4.625%
HK$55,884
+HK$2,799/mo
Deposit HK$4.25M · loan HK$9.93M · min. income ≈ HK$106,170/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$531,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,206
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$60,017
−HK$1,840/mo
Today · 4.125%
HK$61,857
baseline
▲ 0.50% · 4.625%
HK$65,620
+HK$3,763/mo
Deposit HK$1.42M · loan HK$12.76M · min. income ≈ HK$123,714/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,754
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$66,491
−HK$1,762/mo
Today · 4.125%
HK$68,253
baseline
▲ 0.50% · 4.625%
HK$71,850
+HK$3,597/mo
Deposit HK$1.42M · loan HK$12.76M · min. income ≈ HK$136,506/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,798 · Scale 2, in force from 26 Feb 2026)