LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,338
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,344
−HK$1,022/mo
Today · 4.125%
HK$34,366
baseline
▲ 0.50% · 4.625%
HK$36,457
+HK$2,091/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$68,732/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,976
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$36,941
−HK$979/mo
Today · 4.125%
HK$37,920
baseline
▲ 0.50% · 4.625%
HK$39,919
+HK$1,999/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$75,840/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,806
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$40,013
−HK$1,226/mo
Today · 4.125%
HK$41,239
baseline
▲ 0.50% · 4.625%
HK$43,749
+HK$2,510/mo
Deposit HK$5.67M · loan HK$8.51M · min. income ≈ HK$82,478/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,171
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$44,329
−HK$1,175/mo
Today · 4.125%
HK$45,504
baseline
▲ 0.50% · 4.625%
HK$47,902
+HK$2,398/mo
Deposit HK$5.67M · loan HK$8.51M · min. income ≈ HK$91,008/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,274
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$46,682
−HK$1,431/mo
Today · 4.125%
HK$48,113
baseline
▲ 0.50% · 4.625%
HK$51,040
+HK$2,927/mo
Deposit HK$4.25M · loan HK$9.93M · min. income ≈ HK$96,226/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$531,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,367
−HK$2,721/mo
▼ 0.25% · 3.875%
HK$51,717
−HK$1,371/mo
Today · 4.125%
HK$53,088
baseline
▲ 0.50% · 4.625%
HK$55,886
+HK$2,798/mo
Deposit HK$4.25M · loan HK$9.93M · min. income ≈ HK$106,176/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$531,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,209
−HK$3,650/mo
▼ 0.25% · 3.875%
HK$60,020
−HK$1,839/mo
Today · 4.125%
HK$61,859
baseline
▲ 0.50% · 4.625%
HK$65,623
+HK$3,764/mo
Deposit HK$1.42M · loan HK$12.76M · min. income ≈ HK$123,718/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,757
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$66,494
−HK$1,762/mo
Today · 4.125%
HK$68,256
baseline
▲ 0.50% · 4.625%
HK$71,853
+HK$3,597/mo
Deposit HK$1.42M · loan HK$12.76M · min. income ≈ HK$136,512/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,821 · Scale 2, in force from 26 Feb 2026)