LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,339
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,345
−HK$1,022/mo
Today · 4.125%
HK$34,367
baseline
▲ 0.50% · 4.625%
HK$36,458
+HK$2,091/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$68,734/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,977
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$36,942
−HK$979/mo
Today · 4.125%
HK$37,921
baseline
▲ 0.50% · 4.625%
HK$39,919
+HK$1,998/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$75,842/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,807
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$40,014
−HK$1,226/mo
Today · 4.125%
HK$41,240
baseline
▲ 0.50% · 4.625%
HK$43,750
+HK$2,510/mo
Deposit HK$5.67M · loan HK$8.51M · min. income ≈ HK$82,480/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,172
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$44,330
−HK$1,175/mo
Today · 4.125%
HK$45,505
baseline
▲ 0.50% · 4.625%
HK$47,903
+HK$2,398/mo
Deposit HK$5.67M · loan HK$8.51M · min. income ≈ HK$91,010/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,275
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$46,683
−HK$1,431/mo
Today · 4.125%
HK$48,114
baseline
▲ 0.50% · 4.625%
HK$51,041
+HK$2,927/mo
Deposit HK$4.25M · loan HK$9.93M · min. income ≈ HK$96,228/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$531,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,368
−HK$2,721/mo
▼ 0.25% · 3.875%
HK$51,718
−HK$1,371/mo
Today · 4.125%
HK$53,089
baseline
▲ 0.50% · 4.625%
HK$55,887
+HK$2,798/mo
Deposit HK$4.25M · loan HK$9.93M · min. income ≈ HK$106,178/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$531,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,210
−HK$3,650/mo
▼ 0.25% · 3.875%
HK$60,021
−HK$1,839/mo
Today · 4.125%
HK$61,860
baseline
▲ 0.50% · 4.625%
HK$65,625
+HK$3,765/mo
Deposit HK$1.42M · loan HK$12.76M · min. income ≈ HK$123,720/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,758
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$66,495
−HK$1,762/mo
Today · 4.125%
HK$68,257
baseline
▲ 0.50% · 4.625%
HK$71,855
+HK$3,598/mo
Deposit HK$1.42M · loan HK$12.76M · min. income ≈ HK$136,514/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,832 · Scale 2, in force from 26 Feb 2026)