LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,340
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,345
−HK$1,023/mo
Today · 4.125%
HK$34,368
baseline
▲ 0.50% · 4.625%
HK$36,459
+HK$2,091/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$68,736/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,977
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$36,942
−HK$979/mo
Today · 4.125%
HK$37,921
baseline
▲ 0.50% · 4.625%
HK$39,920
+HK$1,999/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$75,842/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,807
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$40,015
−HK$1,226/mo
Today · 4.125%
HK$41,241
baseline
▲ 0.50% · 4.625%
HK$43,750
+HK$2,509/mo
Deposit HK$5.67M · loan HK$8.51M · min. income ≈ HK$82,482/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,173
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$44,331
−HK$1,174/mo
Today · 4.125%
HK$45,505
baseline
▲ 0.50% · 4.625%
HK$47,904
+HK$2,399/mo
Deposit HK$5.67M · loan HK$8.51M · min. income ≈ HK$91,010/mo (50% DSR)
Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$531,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,275
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$46,684
−HK$1,431/mo
Today · 4.125%
HK$48,115
baseline
▲ 0.50% · 4.625%
HK$51,042
+HK$2,927/mo
Deposit HK$4.25M · loan HK$9.93M · min. income ≈ HK$96,230/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$531,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,368
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$51,719
−HK$1,371/mo
Today · 4.125%
HK$53,090
baseline
▲ 0.50% · 4.625%
HK$55,888
+HK$2,798/mo
Deposit HK$4.25M · loan HK$9.93M · min. income ≈ HK$106,180/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$531,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,211
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$60,022
−HK$1,840/mo
Today · 4.125%
HK$61,862
baseline
▲ 0.50% · 4.625%
HK$65,626
+HK$3,764/mo
Deposit HK$1.42M · loan HK$12.76M · min. income ≈ HK$123,724/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,759
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$66,496
−HK$1,762/mo
Today · 4.125%
HK$68,258
baseline
▲ 0.50% · 4.625%
HK$71,856
+HK$3,598/mo
Deposit HK$1.42M · loan HK$12.76M · min. income ≈ HK$136,516/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,841 · Scale 2, in force from 26 Feb 2026)