LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,341
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,347
−HK$1,022/mo
Today · 4.125%
HK$34,369
baseline
▲ 0.50% · 4.625%
HK$36,460
+HK$2,091/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$68,738/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,979
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$36,944
−HK$979/mo
Today · 4.125%
HK$37,923
baseline
▲ 0.50% · 4.625%
HK$39,922
+HK$1,999/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$75,846/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,809
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$40,016
−HK$1,227/mo
Today · 4.125%
HK$41,243
baseline
▲ 0.50% · 4.625%
HK$43,752
+HK$2,509/mo
Deposit HK$5.67M · loan HK$8.51M · min. income ≈ HK$82,486/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$531,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,175
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$44,332
−HK$1,175/mo
Today · 4.125%
HK$45,507
baseline
▲ 0.50% · 4.625%
HK$47,906
+HK$2,399/mo
Deposit HK$5.67M · loan HK$8.51M · min. income ≈ HK$91,014/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$531,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,277
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$46,685
−HK$1,431/mo
Today · 4.125%
HK$48,116
baseline
▲ 0.50% · 4.625%
HK$51,044
+HK$2,928/mo
Deposit HK$4.25M · loan HK$9.93M · min. income ≈ HK$96,232/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$531,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,370
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$51,721
−HK$1,371/mo
Today · 4.125%
HK$53,092
baseline
▲ 0.50% · 4.625%
HK$55,890
+HK$2,798/mo
Deposit HK$4.25M · loan HK$9.93M · min. income ≈ HK$106,184/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$531,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,213
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$60,024
−HK$1,840/mo
Today · 4.125%
HK$61,864
baseline
▲ 0.50% · 4.625%
HK$65,628
+HK$3,764/mo
Deposit HK$1.42M · loan HK$12.76M · min. income ≈ HK$123,728/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,762
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$66,499
−HK$1,762/mo
Today · 4.125%
HK$68,261
baseline
▲ 0.50% · 4.625%
HK$71,859
+HK$3,598/mo
Deposit HK$1.42M · loan HK$12.76M · min. income ≈ HK$136,522/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,861 · Scale 2, in force from 26 Feb 2026)