LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,343
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,349
−HK$1,022/mo
Today · 4.125%
HK$34,371
baseline
▲ 0.50% · 4.625%
HK$36,462
+HK$2,091/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$68,742/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,981
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$36,946
−HK$979/mo
Today · 4.125%
HK$37,925
baseline
▲ 0.50% · 4.625%
HK$39,924
+HK$1,999/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$75,850/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,811
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$40,019
−HK$1,226/mo
Today · 4.125%
HK$41,245
baseline
▲ 0.50% · 4.625%
HK$43,755
+HK$2,510/mo
Deposit HK$5.67M · loan HK$8.51M · min. income ≈ HK$82,490/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$531,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,177
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$44,335
−HK$1,175/mo
Today · 4.125%
HK$45,510
baseline
▲ 0.50% · 4.625%
HK$47,909
+HK$2,399/mo
Deposit HK$5.67M · loan HK$8.51M · min. income ≈ HK$91,020/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$531,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,280
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$46,688
−HK$1,431/mo
Today · 4.125%
HK$48,119
baseline
▲ 0.50% · 4.625%
HK$51,047
+HK$2,928/mo
Deposit HK$4.26M · loan HK$9.93M · min. income ≈ HK$96,238/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$531,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,374
−HK$2,721/mo
▼ 0.25% · 3.875%
HK$51,725
−HK$1,370/mo
Today · 4.125%
HK$53,095
baseline
▲ 0.50% · 4.625%
HK$55,894
+HK$2,799/mo
Deposit HK$4.26M · loan HK$9.93M · min. income ≈ HK$106,190/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$531,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,217
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$60,028
−HK$1,840/mo
Today · 4.125%
HK$61,868
baseline
▲ 0.50% · 4.625%
HK$65,632
+HK$3,764/mo
Deposit HK$1.42M · loan HK$12.77M · min. income ≈ HK$123,736/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,766
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$66,503
−HK$1,762/mo
Today · 4.125%
HK$68,265
baseline
▲ 0.50% · 4.625%
HK$71,863
+HK$3,598/mo
Deposit HK$1.42M · loan HK$12.77M · min. income ≈ HK$136,530/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,896 · Scale 2, in force from 26 Feb 2026)