LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,344
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,350
−HK$1,022/mo
Today · 4.125%
HK$34,372
baseline
▲ 0.50% · 4.625%
HK$36,464
+HK$2,092/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$68,744/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,982
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$36,947
−HK$979/mo
Today · 4.125%
HK$37,926
baseline
▲ 0.50% · 4.625%
HK$39,925
+HK$1,999/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$75,852/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,813
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$40,020
−HK$1,227/mo
Today · 4.125%
HK$41,247
baseline
▲ 0.50% · 4.625%
HK$43,756
+HK$2,509/mo
Deposit HK$5.67M · loan HK$8.51M · min. income ≈ HK$82,494/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$531,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,179
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$44,337
−HK$1,174/mo
Today · 4.125%
HK$45,511
baseline
▲ 0.50% · 4.625%
HK$47,910
+HK$2,399/mo
Deposit HK$5.67M · loan HK$8.51M · min. income ≈ HK$91,022/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$531,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,281
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$46,690
−HK$1,431/mo
Today · 4.125%
HK$48,121
baseline
▲ 0.50% · 4.625%
HK$51,049
+HK$2,928/mo
Deposit HK$4.26M · loan HK$9.93M · min. income ≈ HK$96,242/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$531,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,375
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$51,726
−HK$1,371/mo
Today · 4.125%
HK$53,097
baseline
▲ 0.50% · 4.625%
HK$55,896
+HK$2,799/mo
Deposit HK$4.26M · loan HK$9.93M · min. income ≈ HK$106,194/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$531,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,219
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$60,030
−HK$1,840/mo
Today · 4.125%
HK$61,870
baseline
▲ 0.50% · 4.625%
HK$65,634
+HK$3,764/mo
Deposit HK$1.42M · loan HK$12.77M · min. income ≈ HK$123,740/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,768
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$66,505
−HK$1,762/mo
Today · 4.125%
HK$68,267
baseline
▲ 0.50% · 4.625%
HK$71,866
+HK$3,599/mo
Deposit HK$1.42M · loan HK$12.77M · min. income ≈ HK$136,534/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,912 · Scale 2, in force from 26 Feb 2026)