LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,347
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,353
−HK$1,022/mo
Today · 4.125%
HK$34,375
baseline
▲ 0.50% · 4.625%
HK$36,467
+HK$2,092/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$68,750/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,985
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,950
−HK$980/mo
Today · 4.125%
HK$37,930
baseline
▲ 0.50% · 4.625%
HK$39,929
+HK$1,999/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$75,860/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,816
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$40,023
−HK$1,227/mo
Today · 4.125%
HK$41,250
baseline
▲ 0.50% · 4.625%
HK$43,760
+HK$2,510/mo
Deposit HK$5.67M · loan HK$8.51M · min. income ≈ HK$82,500/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$531,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,182
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$44,341
−HK$1,174/mo
Today · 4.125%
HK$45,515
baseline
▲ 0.50% · 4.625%
HK$47,915
+HK$2,400/mo
Deposit HK$5.67M · loan HK$8.51M · min. income ≈ HK$91,030/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$531,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,285
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$46,694
−HK$1,431/mo
Today · 4.125%
HK$48,125
baseline
▲ 0.50% · 4.625%
HK$51,053
+HK$2,928/mo
Deposit HK$4.26M · loan HK$9.93M · min. income ≈ HK$96,250/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$531,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,380
−HK$2,721/mo
▼ 0.25% · 3.875%
HK$51,731
−HK$1,370/mo
Today · 4.125%
HK$53,101
baseline
▲ 0.50% · 4.625%
HK$55,900
+HK$2,799/mo
Deposit HK$4.26M · loan HK$9.93M · min. income ≈ HK$106,202/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$531,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,224
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$60,035
−HK$1,840/mo
Today · 4.125%
HK$61,875
baseline
▲ 0.50% · 4.625%
HK$65,640
+HK$3,765/mo
Deposit HK$1.42M · loan HK$12.77M · min. income ≈ HK$123,750/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,774
−HK$3,499/mo
▼ 0.25% · 3.875%
HK$66,511
−HK$1,762/mo
Today · 4.125%
HK$68,273
baseline
▲ 0.50% · 4.625%
HK$71,872
+HK$3,599/mo
Deposit HK$1.42M · loan HK$12.77M · min. income ≈ HK$136,546/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,959 · Scale 2, in force from 26 Feb 2026)