LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,348
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,354
−HK$1,022/mo
Today · 4.125%
HK$34,376
baseline
▲ 0.50% · 4.625%
HK$36,468
+HK$2,092/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$68,752/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,986
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,951
−HK$980/mo
Today · 4.125%
HK$37,931
baseline
▲ 0.50% · 4.625%
HK$39,930
+HK$1,999/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$75,862/mo (50% DSR)
Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$531,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,817
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$40,024
−HK$1,227/mo
Today · 4.125%
HK$41,251
baseline
▲ 0.50% · 4.625%
HK$43,761
+HK$2,510/mo
Deposit HK$5.67M · loan HK$8.51M · min. income ≈ HK$82,502/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$531,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,184
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$44,342
−HK$1,175/mo
Today · 4.125%
HK$45,517
baseline
▲ 0.50% · 4.625%
HK$47,916
+HK$2,399/mo
Deposit HK$5.67M · loan HK$8.51M · min. income ≈ HK$91,034/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$531,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,287
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$46,695
−HK$1,431/mo
Today · 4.125%
HK$48,126
baseline
▲ 0.50% · 4.625%
HK$51,055
+HK$2,929/mo
Deposit HK$4.26M · loan HK$9.93M · min. income ≈ HK$96,252/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$531,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,381
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$51,732
−HK$1,371/mo
Today · 4.125%
HK$53,103
baseline
▲ 0.50% · 4.625%
HK$55,902
+HK$2,799/mo
Deposit HK$4.26M · loan HK$9.93M · min. income ≈ HK$106,206/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$531,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,226
−HK$3,651/mo
▼ 0.25% · 3.875%
HK$60,037
−HK$1,840/mo
Today · 4.125%
HK$61,877
baseline
▲ 0.50% · 4.625%
HK$65,642
+HK$3,765/mo
Deposit HK$1.42M · loan HK$12.77M · min. income ≈ HK$123,754/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,775
−HK$3,500/mo
▼ 0.25% · 3.875%
HK$66,513
−HK$1,762/mo
Today · 4.125%
HK$68,275
baseline
▲ 0.50% · 4.625%
HK$71,874
+HK$3,599/mo
Deposit HK$1.42M · loan HK$12.77M · min. income ≈ HK$136,550/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,972 · Scale 2, in force from 26 Feb 2026)