LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,348
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,354
−HK$1,022/mo
Today · 4.125%
HK$34,376
baseline
▲ 0.50% · 4.625%
HK$36,468
+HK$2,092/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$68,752/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$531,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,987
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$36,952
−HK$979/mo
Today · 4.125%
HK$37,931
baseline
▲ 0.50% · 4.625%
HK$39,930
+HK$1,999/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$75,862/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$531,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,818
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$40,025
−HK$1,227/mo
Today · 4.125%
HK$41,252
baseline
▲ 0.50% · 4.625%
HK$43,762
+HK$2,510/mo
Deposit HK$5.67M · loan HK$8.51M · min. income ≈ HK$82,504/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$531,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,184
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$44,342
−HK$1,175/mo
Today · 4.125%
HK$45,517
baseline
▲ 0.50% · 4.625%
HK$47,917
+HK$2,400/mo
Deposit HK$5.67M · loan HK$8.51M · min. income ≈ HK$91,034/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$531,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,287
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$46,696
−HK$1,431/mo
Today · 4.125%
HK$48,127
baseline
▲ 0.50% · 4.625%
HK$51,055
+HK$2,928/mo
Deposit HK$4.26M · loan HK$9.93M · min. income ≈ HK$96,254/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$531,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,381
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$51,733
−HK$1,370/mo
Today · 4.125%
HK$53,103
baseline
▲ 0.50% · 4.625%
HK$55,903
+HK$2,800/mo
Deposit HK$4.26M · loan HK$9.93M · min. income ≈ HK$106,206/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$531,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,226
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$60,037
−HK$1,841/mo
Today · 4.125%
HK$61,878
baseline
▲ 0.50% · 4.625%
HK$65,643
+HK$3,765/mo
Deposit HK$1.42M · loan HK$12.77M · min. income ≈ HK$123,756/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,776
−HK$3,500/mo
▼ 0.25% · 3.875%
HK$66,513
−HK$1,763/mo
Today · 4.125%
HK$68,276
baseline
▲ 0.50% · 4.625%
HK$71,875
+HK$3,599/mo
Deposit HK$1.42M · loan HK$12.77M · min. income ≈ HK$136,552/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$531,979 · Scale 2, in force from 26 Feb 2026)