LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,350
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,356
−HK$1,022/mo
Today · 4.125%
HK$34,378
baseline
▲ 0.50% · 4.625%
HK$36,470
+HK$2,092/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$68,756/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$532,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,989
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$36,954
−HK$979/mo
Today · 4.125%
HK$37,933
baseline
▲ 0.50% · 4.625%
HK$39,932
+HK$1,999/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$75,866/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$532,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,819
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$40,027
−HK$1,227/mo
Today · 4.125%
HK$41,254
baseline
▲ 0.50% · 4.625%
HK$43,764
+HK$2,510/mo
Deposit HK$5.67M · loan HK$8.51M · min. income ≈ HK$82,508/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,186
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$44,345
−HK$1,175/mo
Today · 4.125%
HK$45,520
baseline
▲ 0.50% · 4.625%
HK$47,919
+HK$2,399/mo
Deposit HK$5.67M · loan HK$8.51M · min. income ≈ HK$91,040/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,289
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$46,698
−HK$1,431/mo
Today · 4.125%
HK$48,129
baseline
▲ 0.50% · 4.625%
HK$51,058
+HK$2,929/mo
Deposit HK$4.26M · loan HK$9.93M · min. income ≈ HK$96,258/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,384
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$51,735
−HK$1,371/mo
Today · 4.125%
HK$53,106
baseline
▲ 0.50% · 4.625%
HK$55,905
+HK$2,799/mo
Deposit HK$4.26M · loan HK$9.93M · min. income ≈ HK$106,212/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,229
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$60,041
−HK$1,840/mo
Today · 4.125%
HK$61,881
baseline
▲ 0.50% · 4.625%
HK$65,646
+HK$3,765/mo
Deposit HK$1.42M · loan HK$12.77M · min. income ≈ HK$123,762/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,779
−HK$3,500/mo
▼ 0.25% · 3.875%
HK$66,517
−HK$1,762/mo
Today · 4.125%
HK$68,279
baseline
▲ 0.50% · 4.625%
HK$71,878
+HK$3,599/mo
Deposit HK$1.42M · loan HK$12.77M · min. income ≈ HK$136,558/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,006 · Scale 2, in force from 26 Feb 2026)