LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,351
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$33,358
−HK$1,022/mo
Today · 4.125%
HK$34,380
baseline
▲ 0.50% · 4.625%
HK$36,472
+HK$2,092/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$68,760/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$532,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,990
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,956
−HK$979/mo
Today · 4.125%
HK$37,935
baseline
▲ 0.50% · 4.625%
HK$39,935
+HK$2,000/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$75,870/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$532,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,822
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$40,029
−HK$1,227/mo
Today · 4.125%
HK$41,256
baseline
▲ 0.50% · 4.625%
HK$43,766
+HK$2,510/mo
Deposit HK$5.68M · loan HK$8.51M · min. income ≈ HK$82,512/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,189
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$44,347
−HK$1,175/mo
Today · 4.125%
HK$45,522
baseline
▲ 0.50% · 4.625%
HK$47,921
+HK$2,399/mo
Deposit HK$5.68M · loan HK$8.51M · min. income ≈ HK$91,044/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,292
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$46,701
−HK$1,431/mo
Today · 4.125%
HK$48,132
baseline
▲ 0.50% · 4.625%
HK$51,061
+HK$2,929/mo
Deposit HK$4.26M · loan HK$9.93M · min. income ≈ HK$96,264/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,387
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$51,738
−HK$1,371/mo
Today · 4.125%
HK$53,109
baseline
▲ 0.50% · 4.625%
HK$55,908
+HK$2,799/mo
Deposit HK$4.26M · loan HK$9.93M · min. income ≈ HK$106,218/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,232
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$60,044
−HK$1,840/mo
Today · 4.125%
HK$61,884
baseline
▲ 0.50% · 4.625%
HK$65,649
+HK$3,765/mo
Deposit HK$1.42M · loan HK$12.77M · min. income ≈ HK$123,768/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,783
−HK$3,500/mo
▼ 0.25% · 3.875%
HK$66,520
−HK$1,763/mo
Today · 4.125%
HK$68,283
baseline
▲ 0.50% · 4.625%
HK$71,882
+HK$3,599/mo
Deposit HK$1.42M · loan HK$12.77M · min. income ≈ HK$136,566/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,034 · Scale 2, in force from 26 Feb 2026)