LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,354
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$33,360
−HK$1,023/mo
Today · 4.125%
HK$34,383
baseline
▲ 0.50% · 4.625%
HK$36,475
+HK$2,092/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$68,766/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$532,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,993
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,959
−HK$979/mo
Today · 4.125%
HK$37,938
baseline
▲ 0.50% · 4.625%
HK$39,938
+HK$2,000/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$75,876/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$532,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,824
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$40,032
−HK$1,227/mo
Today · 4.125%
HK$41,259
baseline
▲ 0.50% · 4.625%
HK$43,770
+HK$2,511/mo
Deposit HK$5.68M · loan HK$8.51M · min. income ≈ HK$82,518/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,192
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$44,350
−HK$1,175/mo
Today · 4.125%
HK$45,525
baseline
▲ 0.50% · 4.625%
HK$47,925
+HK$2,400/mo
Deposit HK$5.68M · loan HK$8.51M · min. income ≈ HK$91,050/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,295
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$46,704
−HK$1,432/mo
Today · 4.125%
HK$48,136
baseline
▲ 0.50% · 4.625%
HK$51,065
+HK$2,929/mo
Deposit HK$4.26M · loan HK$9.93M · min. income ≈ HK$96,272/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,391
−HK$2,722/mo
▼ 0.25% · 3.875%
HK$51,742
−HK$1,371/mo
Today · 4.125%
HK$53,113
baseline
▲ 0.50% · 4.625%
HK$55,913
+HK$2,800/mo
Deposit HK$4.26M · loan HK$9.93M · min. income ≈ HK$106,226/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,237
−HK$3,652/mo
▼ 0.25% · 3.875%
HK$60,048
−HK$1,841/mo
Today · 4.125%
HK$61,889
baseline
▲ 0.50% · 4.625%
HK$65,654
+HK$3,765/mo
Deposit HK$1.42M · loan HK$12.77M · min. income ≈ HK$123,778/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,788
−HK$3,500/mo
▼ 0.25% · 3.875%
HK$66,525
−HK$1,763/mo
Today · 4.125%
HK$68,288
baseline
▲ 0.50% · 4.625%
HK$71,888
+HK$3,600/mo
Deposit HK$1.42M · loan HK$12.77M · min. income ≈ HK$136,576/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,075 · Scale 2, in force from 26 Feb 2026)