LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,356
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$33,363
−HK$1,022/mo
Today · 4.125%
HK$34,385
baseline
▲ 0.50% · 4.625%
HK$36,478
+HK$2,093/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$68,770/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$532,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,996
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,961
−HK$980/mo
Today · 4.125%
HK$37,941
baseline
▲ 0.50% · 4.625%
HK$39,941
+HK$2,000/mo
Deposit HK$7.09M · loan HK$7.09M · min. income ≈ HK$75,882/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$532,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,828
−HK$2,434/mo
▼ 0.25% · 3.875%
HK$40,035
−HK$1,227/mo
Today · 4.125%
HK$41,262
baseline
▲ 0.50% · 4.625%
HK$43,773
+HK$2,511/mo
Deposit HK$5.68M · loan HK$8.51M · min. income ≈ HK$82,524/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,195
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$44,354
−HK$1,175/mo
Today · 4.125%
HK$45,529
baseline
▲ 0.50% · 4.625%
HK$47,929
+HK$2,400/mo
Deposit HK$5.68M · loan HK$8.51M · min. income ≈ HK$91,058/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,299
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$46,708
−HK$1,431/mo
Today · 4.125%
HK$48,139
baseline
▲ 0.50% · 4.625%
HK$51,069
+HK$2,930/mo
Deposit HK$4.26M · loan HK$9.93M · min. income ≈ HK$96,278/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,394
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$51,746
−HK$1,371/mo
Today · 4.125%
HK$53,117
baseline
▲ 0.50% · 4.625%
HK$55,917
+HK$2,800/mo
Deposit HK$4.26M · loan HK$9.93M · min. income ≈ HK$106,234/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,241
−HK$3,653/mo
▼ 0.25% · 3.875%
HK$60,053
−HK$1,841/mo
Today · 4.125%
HK$61,894
baseline
▲ 0.50% · 4.625%
HK$65,660
+HK$3,766/mo
Deposit HK$1.42M · loan HK$12.77M · min. income ≈ HK$123,788/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,793
−HK$3,500/mo
▼ 0.25% · 3.875%
HK$66,531
−HK$1,762/mo
Today · 4.125%
HK$68,293
baseline
▲ 0.50% · 4.625%
HK$71,893
+HK$3,600/mo
Deposit HK$1.42M · loan HK$12.77M · min. income ≈ HK$136,586/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,116 · Scale 2, in force from 26 Feb 2026)