LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,360
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$33,367
−HK$1,022/mo
Today · 4.125%
HK$34,389
baseline
▲ 0.50% · 4.625%
HK$36,482
+HK$2,093/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$68,778/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$532,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,000
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,966
−HK$979/mo
Today · 4.125%
HK$37,945
baseline
▲ 0.50% · 4.625%
HK$39,946
+HK$2,001/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$75,890/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$532,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,832
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$40,040
−HK$1,227/mo
Today · 4.125%
HK$41,267
baseline
▲ 0.50% · 4.625%
HK$43,778
+HK$2,511/mo
Deposit HK$5.68M · loan HK$8.51M · min. income ≈ HK$82,534/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,201
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$44,359
−HK$1,176/mo
Today · 4.125%
HK$45,535
baseline
▲ 0.50% · 4.625%
HK$47,935
+HK$2,400/mo
Deposit HK$5.68M · loan HK$8.51M · min. income ≈ HK$91,070/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,304
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$46,714
−HK$1,431/mo
Today · 4.125%
HK$48,145
baseline
▲ 0.50% · 4.625%
HK$51,075
+HK$2,930/mo
Deposit HK$4.26M · loan HK$9.93M · min. income ≈ HK$96,290/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,401
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$51,752
−HK$1,372/mo
Today · 4.125%
HK$53,124
baseline
▲ 0.50% · 4.625%
HK$55,924
+HK$2,800/mo
Deposit HK$4.26M · loan HK$9.93M · min. income ≈ HK$106,248/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,248
−HK$3,653/mo
▼ 0.25% · 3.875%
HK$60,060
−HK$1,841/mo
Today · 4.125%
HK$61,901
baseline
▲ 0.50% · 4.625%
HK$65,668
+HK$3,767/mo
Deposit HK$1.42M · loan HK$12.77M · min. income ≈ HK$123,802/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,801
−HK$3,501/mo
▼ 0.25% · 3.875%
HK$66,539
−HK$1,763/mo
Today · 4.125%
HK$68,302
baseline
▲ 0.50% · 4.625%
HK$71,902
+HK$3,600/mo
Deposit HK$1.42M · loan HK$12.77M · min. income ≈ HK$136,604/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,181 · Scale 2, in force from 26 Feb 2026)