LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,362
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$33,368
−HK$1,023/mo
Today · 4.125%
HK$34,391
baseline
▲ 0.50% · 4.625%
HK$36,484
+HK$2,093/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$68,782/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$532,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,002
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,968
−HK$979/mo
Today · 4.125%
HK$37,947
baseline
▲ 0.50% · 4.625%
HK$39,947
+HK$2,000/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$75,894/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$532,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,834
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$40,042
−HK$1,227/mo
Today · 4.125%
HK$41,269
baseline
▲ 0.50% · 4.625%
HK$43,780
+HK$2,511/mo
Deposit HK$5.68M · loan HK$8.52M · min. income ≈ HK$82,538/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,202
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$44,361
−HK$1,175/mo
Today · 4.125%
HK$45,536
baseline
▲ 0.50% · 4.625%
HK$47,937
+HK$2,401/mo
Deposit HK$5.68M · loan HK$8.52M · min. income ≈ HK$91,072/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,306
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$46,716
−HK$1,431/mo
Today · 4.125%
HK$48,147
baseline
▲ 0.50% · 4.625%
HK$51,077
+HK$2,930/mo
Deposit HK$4.26M · loan HK$9.93M · min. income ≈ HK$96,294/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,403
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$51,755
−HK$1,371/mo
Today · 4.125%
HK$53,126
baseline
▲ 0.50% · 4.625%
HK$55,926
+HK$2,800/mo
Deposit HK$4.26M · loan HK$9.93M · min. income ≈ HK$106,252/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,251
−HK$3,653/mo
▼ 0.25% · 3.875%
HK$60,063
−HK$1,841/mo
Today · 4.125%
HK$61,904
baseline
▲ 0.50% · 4.625%
HK$65,670
+HK$3,766/mo
Deposit HK$1.42M · loan HK$12.77M · min. income ≈ HK$123,808/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,804
−HK$3,501/mo
▼ 0.25% · 3.875%
HK$66,542
−HK$1,763/mo
Today · 4.125%
HK$68,305
baseline
▲ 0.50% · 4.625%
HK$71,905
+HK$3,600/mo
Deposit HK$1.42M · loan HK$12.77M · min. income ≈ HK$136,610/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,204 · Scale 2, in force from 26 Feb 2026)