LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,364
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$33,371
−HK$1,023/mo
Today · 4.125%
HK$34,394
baseline
▲ 0.50% · 4.625%
HK$36,486
+HK$2,092/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$68,788/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$532,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,005
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,970
−HK$980/mo
Today · 4.125%
HK$37,950
baseline
▲ 0.50% · 4.625%
HK$39,950
+HK$2,000/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$75,900/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$532,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,837
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$40,045
−HK$1,227/mo
Today · 4.125%
HK$41,272
baseline
▲ 0.50% · 4.625%
HK$43,784
+HK$2,512/mo
Deposit HK$5.68M · loan HK$8.52M · min. income ≈ HK$82,544/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,206
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$44,364
−HK$1,176/mo
Today · 4.125%
HK$45,540
baseline
▲ 0.50% · 4.625%
HK$47,940
+HK$2,400/mo
Deposit HK$5.68M · loan HK$8.52M · min. income ≈ HK$91,080/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,310
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$46,719
−HK$1,432/mo
Today · 4.125%
HK$48,151
baseline
▲ 0.50% · 4.625%
HK$51,081
+HK$2,930/mo
Deposit HK$4.26M · loan HK$9.94M · min. income ≈ HK$96,302/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,406
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$51,758
−HK$1,372/mo
Today · 4.125%
HK$53,130
baseline
▲ 0.50% · 4.625%
HK$55,930
+HK$2,800/mo
Deposit HK$4.26M · loan HK$9.94M · min. income ≈ HK$106,260/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,255
−HK$3,653/mo
▼ 0.25% · 3.875%
HK$60,067
−HK$1,841/mo
Today · 4.125%
HK$61,908
baseline
▲ 0.50% · 4.625%
HK$65,675
+HK$3,767/mo
Deposit HK$1.42M · loan HK$12.77M · min. income ≈ HK$123,816/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,808
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$66,546
−HK$1,764/mo
Today · 4.125%
HK$68,310
baseline
▲ 0.50% · 4.625%
HK$71,910
+HK$3,600/mo
Deposit HK$1.42M · loan HK$12.77M · min. income ≈ HK$136,620/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,243 · Scale 2, in force from 26 Feb 2026)