LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,366
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$33,373
−HK$1,023/mo
Today · 4.125%
HK$34,396
baseline
▲ 0.50% · 4.625%
HK$36,488
+HK$2,092/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$68,792/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$532,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,007
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,972
−HK$980/mo
Today · 4.125%
HK$37,952
baseline
▲ 0.50% · 4.625%
HK$39,953
+HK$2,001/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$75,904/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$532,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,839
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$40,047
−HK$1,228/mo
Today · 4.125%
HK$41,275
baseline
▲ 0.50% · 4.625%
HK$43,786
+HK$2,511/mo
Deposit HK$5.68M · loan HK$8.52M · min. income ≈ HK$82,550/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,208
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$44,367
−HK$1,176/mo
Today · 4.125%
HK$45,543
baseline
▲ 0.50% · 4.625%
HK$47,943
+HK$2,400/mo
Deposit HK$5.68M · loan HK$8.52M · min. income ≈ HK$91,086/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,312
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$46,722
−HK$1,432/mo
Today · 4.125%
HK$48,154
baseline
▲ 0.50% · 4.625%
HK$51,084
+HK$2,930/mo
Deposit HK$4.26M · loan HK$9.94M · min. income ≈ HK$96,308/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,410
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$51,761
−HK$1,372/mo
Today · 4.125%
HK$53,133
baseline
▲ 0.50% · 4.625%
HK$55,934
+HK$2,801/mo
Deposit HK$4.26M · loan HK$9.94M · min. income ≈ HK$106,266/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,259
−HK$3,653/mo
▼ 0.25% · 3.875%
HK$60,071
−HK$1,841/mo
Today · 4.125%
HK$61,912
baseline
▲ 0.50% · 4.625%
HK$65,679
+HK$3,767/mo
Deposit HK$1.42M · loan HK$12.77M · min. income ≈ HK$123,824/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,812
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$66,550
−HK$1,764/mo
Today · 4.125%
HK$68,314
baseline
▲ 0.50% · 4.625%
HK$71,915
+HK$3,601/mo
Deposit HK$1.42M · loan HK$12.77M · min. income ≈ HK$136,628/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,275 · Scale 2, in force from 26 Feb 2026)