LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,367
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$33,374
−HK$1,023/mo
Today · 4.125%
HK$34,397
baseline
▲ 0.50% · 4.625%
HK$36,490
+HK$2,093/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$68,794/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$532,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,008
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,974
−HK$979/mo
Today · 4.125%
HK$37,953
baseline
▲ 0.50% · 4.625%
HK$39,954
+HK$2,001/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$75,906/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$532,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,840
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$40,048
−HK$1,228/mo
Today · 4.125%
HK$41,276
baseline
▲ 0.50% · 4.625%
HK$43,788
+HK$2,512/mo
Deposit HK$5.68M · loan HK$8.52M · min. income ≈ HK$82,552/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,209
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$44,368
−HK$1,176/mo
Today · 4.125%
HK$45,544
baseline
▲ 0.50% · 4.625%
HK$47,945
+HK$2,401/mo
Deposit HK$5.68M · loan HK$8.52M · min. income ≈ HK$91,088/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,314
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$46,723
−HK$1,432/mo
Today · 4.125%
HK$48,155
baseline
▲ 0.50% · 4.625%
HK$51,085
+HK$2,930/mo
Deposit HK$4.26M · loan HK$9.94M · min. income ≈ HK$96,310/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,411
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$51,763
−HK$1,372/mo
Today · 4.125%
HK$53,135
baseline
▲ 0.50% · 4.625%
HK$55,935
+HK$2,800/mo
Deposit HK$4.26M · loan HK$9.94M · min. income ≈ HK$106,270/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,261
−HK$3,653/mo
▼ 0.25% · 3.875%
HK$60,073
−HK$1,841/mo
Today · 4.125%
HK$61,914
baseline
▲ 0.50% · 4.625%
HK$65,681
+HK$3,767/mo
Deposit HK$1.42M · loan HK$12.77M · min. income ≈ HK$123,828/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,814
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$66,553
−HK$1,763/mo
Today · 4.125%
HK$68,316
baseline
▲ 0.50% · 4.625%
HK$71,917
+HK$3,601/mo
Deposit HK$1.42M · loan HK$12.77M · min. income ≈ HK$136,632/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,292 · Scale 2, in force from 26 Feb 2026)