LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,368
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$33,375
−HK$1,023/mo
Today · 4.125%
HK$34,398
baseline
▲ 0.50% · 4.625%
HK$36,491
+HK$2,093/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$68,796/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$532,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,009
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,975
−HK$979/mo
Today · 4.125%
HK$37,954
baseline
▲ 0.50% · 4.625%
HK$39,955
+HK$2,001/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$75,908/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$532,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,842
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$40,050
−HK$1,227/mo
Today · 4.125%
HK$41,277
baseline
▲ 0.50% · 4.625%
HK$43,789
+HK$2,512/mo
Deposit HK$5.68M · loan HK$8.52M · min. income ≈ HK$82,554/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,211
−HK$2,334/mo
▼ 0.25% · 3.875%
HK$44,370
−HK$1,175/mo
Today · 4.125%
HK$45,545
baseline
▲ 0.50% · 4.625%
HK$47,946
+HK$2,401/mo
Deposit HK$5.68M · loan HK$8.52M · min. income ≈ HK$91,090/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,315
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$46,725
−HK$1,432/mo
Today · 4.125%
HK$48,157
baseline
▲ 0.50% · 4.625%
HK$51,087
+HK$2,930/mo
Deposit HK$4.26M · loan HK$9.94M · min. income ≈ HK$96,314/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,413
−HK$2,723/mo
▼ 0.25% · 3.875%
HK$51,765
−HK$1,371/mo
Today · 4.125%
HK$53,136
baseline
▲ 0.50% · 4.625%
HK$55,937
+HK$2,801/mo
Deposit HK$4.26M · loan HK$9.94M · min. income ≈ HK$106,272/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,262
−HK$3,654/mo
▼ 0.25% · 3.875%
HK$60,075
−HK$1,841/mo
Today · 4.125%
HK$61,916
baseline
▲ 0.50% · 4.625%
HK$65,683
+HK$3,767/mo
Deposit HK$1.42M · loan HK$12.78M · min. income ≈ HK$123,832/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,816
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$66,555
−HK$1,763/mo
Today · 4.125%
HK$68,318
baseline
▲ 0.50% · 4.625%
HK$71,919
+HK$3,601/mo
Deposit HK$1.42M · loan HK$12.78M · min. income ≈ HK$136,636/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,308 · Scale 2, in force from 26 Feb 2026)