LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,368
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$33,375
−HK$1,023/mo
Today · 4.125%
HK$34,398
baseline
▲ 0.50% · 4.625%
HK$36,491
+HK$2,093/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$68,796/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$532,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,009
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$36,975
−HK$980/mo
Today · 4.125%
HK$37,955
baseline
▲ 0.50% · 4.625%
HK$39,956
+HK$2,001/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$75,910/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$532,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,842
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$40,050
−HK$1,228/mo
Today · 4.125%
HK$41,278
baseline
▲ 0.50% · 4.625%
HK$43,789
+HK$2,511/mo
Deposit HK$5.68M · loan HK$8.52M · min. income ≈ HK$82,556/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,211
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$44,370
−HK$1,176/mo
Today · 4.125%
HK$45,546
baseline
▲ 0.50% · 4.625%
HK$47,947
+HK$2,401/mo
Deposit HK$5.68M · loan HK$8.52M · min. income ≈ HK$91,092/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,316
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$46,725
−HK$1,432/mo
Today · 4.125%
HK$48,157
baseline
▲ 0.50% · 4.625%
HK$51,088
+HK$2,931/mo
Deposit HK$4.26M · loan HK$9.94M · min. income ≈ HK$96,314/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,413
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$51,765
−HK$1,372/mo
Today · 4.125%
HK$53,137
baseline
▲ 0.50% · 4.625%
HK$55,938
+HK$2,801/mo
Deposit HK$4.26M · loan HK$9.94M · min. income ≈ HK$106,274/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,263
−HK$3,654/mo
▼ 0.25% · 3.875%
HK$60,075
−HK$1,842/mo
Today · 4.125%
HK$61,917
baseline
▲ 0.50% · 4.625%
HK$65,684
+HK$3,767/mo
Deposit HK$1.42M · loan HK$12.78M · min. income ≈ HK$123,834/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,817
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$66,555
−HK$1,764/mo
Today · 4.125%
HK$68,319
baseline
▲ 0.50% · 4.625%
HK$71,920
+HK$3,601/mo
Deposit HK$1.42M · loan HK$12.78M · min. income ≈ HK$136,638/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,315 · Scale 2, in force from 26 Feb 2026)