LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,369
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$33,376
−HK$1,023/mo
Today · 4.125%
HK$34,399
baseline
▲ 0.50% · 4.625%
HK$36,492
+HK$2,093/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$68,798/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$532,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,010
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,976
−HK$979/mo
Today · 4.125%
HK$37,955
baseline
▲ 0.50% · 4.625%
HK$39,956
+HK$2,001/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$75,910/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$532,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,843
−HK$2,435/mo
▼ 0.25% · 3.875%
HK$40,051
−HK$1,227/mo
Today · 4.125%
HK$41,278
baseline
▲ 0.50% · 4.625%
HK$43,790
+HK$2,512/mo
Deposit HK$5.68M · loan HK$8.52M · min. income ≈ HK$82,556/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,212
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$44,371
−HK$1,176/mo
Today · 4.125%
HK$45,547
baseline
▲ 0.50% · 4.625%
HK$47,947
+HK$2,400/mo
Deposit HK$5.68M · loan HK$8.52M · min. income ≈ HK$91,094/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,316
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$46,726
−HK$1,432/mo
Today · 4.125%
HK$48,158
baseline
▲ 0.50% · 4.625%
HK$51,088
+HK$2,930/mo
Deposit HK$4.26M · loan HK$9.94M · min. income ≈ HK$96,316/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,414
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$51,766
−HK$1,372/mo
Today · 4.125%
HK$53,138
baseline
▲ 0.50% · 4.625%
HK$55,939
+HK$2,801/mo
Deposit HK$4.26M · loan HK$9.94M · min. income ≈ HK$106,276/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,264
−HK$3,654/mo
▼ 0.25% · 3.875%
HK$60,076
−HK$1,842/mo
Today · 4.125%
HK$61,918
baseline
▲ 0.50% · 4.625%
HK$65,685
+HK$3,767/mo
Deposit HK$1.42M · loan HK$12.78M · min. income ≈ HK$123,836/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,818
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$66,556
−HK$1,764/mo
Today · 4.125%
HK$68,320
baseline
▲ 0.50% · 4.625%
HK$71,921
+HK$3,601/mo
Deposit HK$1.42M · loan HK$12.78M · min. income ≈ HK$136,640/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,322 · Scale 2, in force from 26 Feb 2026)