LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,370
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$33,377
−HK$1,023/mo
Today · 4.125%
HK$34,400
baseline
▲ 0.50% · 4.625%
HK$36,493
+HK$2,093/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$68,800/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$532,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,012
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,977
−HK$980/mo
Today · 4.125%
HK$37,957
baseline
▲ 0.50% · 4.625%
HK$39,958
+HK$2,001/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$75,914/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$532,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,844
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$40,053
−HK$1,227/mo
Today · 4.125%
HK$41,280
baseline
▲ 0.50% · 4.625%
HK$43,792
+HK$2,512/mo
Deposit HK$5.68M · loan HK$8.52M · min. income ≈ HK$82,560/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,214
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$44,373
−HK$1,176/mo
Today · 4.125%
HK$45,549
baseline
▲ 0.50% · 4.625%
HK$47,950
+HK$2,401/mo
Deposit HK$5.68M · loan HK$8.52M · min. income ≈ HK$91,098/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,318
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$46,728
−HK$1,432/mo
Today · 4.125%
HK$48,160
baseline
▲ 0.50% · 4.625%
HK$51,091
+HK$2,931/mo
Deposit HK$4.26M · loan HK$9.94M · min. income ≈ HK$96,320/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,416
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$51,768
−HK$1,372/mo
Today · 4.125%
HK$53,140
baseline
▲ 0.50% · 4.625%
HK$55,941
+HK$2,801/mo
Deposit HK$4.26M · loan HK$9.94M · min. income ≈ HK$106,280/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,266
−HK$3,654/mo
▼ 0.25% · 3.875%
HK$60,079
−HK$1,841/mo
Today · 4.125%
HK$61,920
baseline
▲ 0.50% · 4.625%
HK$65,688
+HK$3,768/mo
Deposit HK$1.42M · loan HK$12.78M · min. income ≈ HK$123,840/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,821
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$66,559
−HK$1,764/mo
Today · 4.125%
HK$68,323
baseline
▲ 0.50% · 4.625%
HK$71,924
+HK$3,601/mo
Deposit HK$1.42M · loan HK$12.78M · min. income ≈ HK$136,646/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,346 · Scale 2, in force from 26 Feb 2026)