LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,371
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$33,378
−HK$1,023/mo
Today · 4.125%
HK$34,401
baseline
▲ 0.50% · 4.625%
HK$36,494
+HK$2,093/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$68,802/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$532,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,012
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$36,978
−HK$980/mo
Today · 4.125%
HK$37,958
baseline
▲ 0.50% · 4.625%
HK$39,958
+HK$2,000/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$75,916/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$532,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,845
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$40,053
−HK$1,228/mo
Today · 4.125%
HK$41,281
baseline
▲ 0.50% · 4.625%
HK$43,793
+HK$2,512/mo
Deposit HK$5.68M · loan HK$8.52M · min. income ≈ HK$82,562/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,214
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$44,373
−HK$1,176/mo
Today · 4.125%
HK$45,549
baseline
▲ 0.50% · 4.625%
HK$47,950
+HK$2,401/mo
Deposit HK$5.68M · loan HK$8.52M · min. income ≈ HK$91,098/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,319
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$46,729
−HK$1,432/mo
Today · 4.125%
HK$48,161
baseline
▲ 0.50% · 4.625%
HK$51,091
+HK$2,930/mo
Deposit HK$4.26M · loan HK$9.94M · min. income ≈ HK$96,322/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,417
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$51,769
−HK$1,372/mo
Today · 4.125%
HK$53,141
baseline
▲ 0.50% · 4.625%
HK$55,942
+HK$2,801/mo
Deposit HK$4.26M · loan HK$9.94M · min. income ≈ HK$106,282/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,267
−HK$3,654/mo
▼ 0.25% · 3.875%
HK$60,080
−HK$1,841/mo
Today · 4.125%
HK$61,921
baseline
▲ 0.50% · 4.625%
HK$65,689
+HK$3,768/mo
Deposit HK$1.42M · loan HK$12.78M · min. income ≈ HK$123,842/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,822
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$66,560
−HK$1,764/mo
Today · 4.125%
HK$68,324
baseline
▲ 0.50% · 4.625%
HK$71,925
+HK$3,601/mo
Deposit HK$1.42M · loan HK$12.78M · min. income ≈ HK$136,648/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,353 · Scale 2, in force from 26 Feb 2026)