LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,375
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$33,382
−HK$1,023/mo
Today · 4.125%
HK$34,405
baseline
▲ 0.50% · 4.625%
HK$36,498
+HK$2,093/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$68,810/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$532,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,017
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,982
−HK$980/mo
Today · 4.125%
HK$37,962
baseline
▲ 0.50% · 4.625%
HK$39,963
+HK$2,001/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$75,924/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$532,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,850
−HK$2,436/mo
▼ 0.25% · 3.875%
HK$40,058
−HK$1,228/mo
Today · 4.125%
HK$41,286
baseline
▲ 0.50% · 4.625%
HK$43,798
+HK$2,512/mo
Deposit HK$5.68M · loan HK$8.52M · min. income ≈ HK$82,572/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,220
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$44,379
−HK$1,176/mo
Today · 4.125%
HK$45,555
baseline
▲ 0.50% · 4.625%
HK$47,956
+HK$2,401/mo
Deposit HK$5.68M · loan HK$8.52M · min. income ≈ HK$91,110/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,325
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$46,734
−HK$1,433/mo
Today · 4.125%
HK$48,167
baseline
▲ 0.50% · 4.625%
HK$51,098
+HK$2,931/mo
Deposit HK$4.26M · loan HK$9.94M · min. income ≈ HK$96,334/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,423
−HK$2,724/mo
▼ 0.25% · 3.875%
HK$51,775
−HK$1,372/mo
Today · 4.125%
HK$53,147
baseline
▲ 0.50% · 4.625%
HK$55,949
+HK$2,802/mo
Deposit HK$4.26M · loan HK$9.94M · min. income ≈ HK$106,294/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,274
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$60,087
−HK$1,842/mo
Today · 4.125%
HK$61,929
baseline
▲ 0.50% · 4.625%
HK$65,697
+HK$3,768/mo
Deposit HK$1.42M · loan HK$12.78M · min. income ≈ HK$123,858/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,830
−HK$3,502/mo
▼ 0.25% · 3.875%
HK$66,568
−HK$1,764/mo
Today · 4.125%
HK$68,332
baseline
▲ 0.50% · 4.625%
HK$71,934
+HK$3,602/mo
Deposit HK$1.42M · loan HK$12.78M · min. income ≈ HK$136,664/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,419 · Scale 2, in force from 26 Feb 2026)