LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,377
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$33,384
−HK$1,023/mo
Today · 4.125%
HK$34,407
baseline
▲ 0.50% · 4.625%
HK$36,501
+HK$2,094/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$68,814/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$532,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,019
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$36,985
−HK$980/mo
Today · 4.125%
HK$37,965
baseline
▲ 0.50% · 4.625%
HK$39,966
+HK$2,001/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$75,930/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$532,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,852
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$40,061
−HK$1,228/mo
Today · 4.125%
HK$41,289
baseline
▲ 0.50% · 4.625%
HK$43,801
+HK$2,512/mo
Deposit HK$5.68M · loan HK$8.52M · min. income ≈ HK$82,578/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,223
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$44,382
−HK$1,176/mo
Today · 4.125%
HK$45,558
baseline
▲ 0.50% · 4.625%
HK$47,959
+HK$2,401/mo
Deposit HK$5.68M · loan HK$8.52M · min. income ≈ HK$91,116/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,328
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$46,737
−HK$1,433/mo
Today · 4.125%
HK$48,170
baseline
▲ 0.50% · 4.625%
HK$51,101
+HK$2,931/mo
Deposit HK$4.26M · loan HK$9.94M · min. income ≈ HK$96,340/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,426
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$51,779
−HK$1,372/mo
Today · 4.125%
HK$53,151
baseline
▲ 0.50% · 4.625%
HK$55,952
+HK$2,801/mo
Deposit HK$4.26M · loan HK$9.94M · min. income ≈ HK$106,302/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,278
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$60,091
−HK$1,842/mo
Today · 4.125%
HK$61,933
baseline
▲ 0.50% · 4.625%
HK$65,701
+HK$3,768/mo
Deposit HK$1.42M · loan HK$12.78M · min. income ≈ HK$123,866/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,834
−HK$3,503/mo
▼ 0.25% · 3.875%
HK$66,573
−HK$1,764/mo
Today · 4.125%
HK$68,337
baseline
▲ 0.50% · 4.625%
HK$71,939
+HK$3,602/mo
Deposit HK$1.42M · loan HK$12.78M · min. income ≈ HK$136,674/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,454 · Scale 2, in force from 26 Feb 2026)