LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,381
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$33,388
−HK$1,024/mo
Today · 4.125%
HK$34,412
baseline
▲ 0.50% · 4.625%
HK$36,505
+HK$2,093/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$68,824/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$532,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,024
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$36,990
−HK$980/mo
Today · 4.125%
HK$37,970
baseline
▲ 0.50% · 4.625%
HK$39,971
+HK$2,001/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$75,940/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$532,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,857
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$40,066
−HK$1,228/mo
Today · 4.125%
HK$41,294
baseline
▲ 0.50% · 4.625%
HK$43,807
+HK$2,513/mo
Deposit HK$5.68M · loan HK$8.52M · min. income ≈ HK$82,588/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,228
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$44,388
−HK$1,176/mo
Today · 4.125%
HK$45,564
baseline
▲ 0.50% · 4.625%
HK$47,965
+HK$2,401/mo
Deposit HK$5.68M · loan HK$8.52M · min. income ≈ HK$91,128/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,333
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$46,744
−HK$1,432/mo
Today · 4.125%
HK$48,176
baseline
▲ 0.50% · 4.625%
HK$51,108
+HK$2,932/mo
Deposit HK$4.26M · loan HK$9.94M · min. income ≈ HK$96,352/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,433
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$51,786
−HK$1,372/mo
Today · 4.125%
HK$53,158
baseline
▲ 0.50% · 4.625%
HK$55,960
+HK$2,802/mo
Deposit HK$4.26M · loan HK$9.94M · min. income ≈ HK$106,316/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,286
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$60,099
−HK$1,842/mo
Today · 4.125%
HK$61,941
baseline
▲ 0.50% · 4.625%
HK$65,710
+HK$3,769/mo
Deposit HK$1.42M · loan HK$12.78M · min. income ≈ HK$123,882/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,842
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$66,581
−HK$1,765/mo
Today · 4.125%
HK$68,346
baseline
▲ 0.50% · 4.625%
HK$71,948
+HK$3,602/mo
Deposit HK$1.42M · loan HK$12.78M · min. income ≈ HK$136,692/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,523 · Scale 2, in force from 26 Feb 2026)