LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,384
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$33,391
−HK$1,024/mo
Today · 4.125%
HK$34,415
baseline
▲ 0.50% · 4.625%
HK$36,509
+HK$2,094/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$68,830/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$532,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,027
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$36,993
−HK$980/mo
Today · 4.125%
HK$37,973
baseline
▲ 0.50% · 4.625%
HK$39,975
+HK$2,002/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$75,946/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$532,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,861
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$40,070
−HK$1,228/mo
Today · 4.125%
HK$41,298
baseline
▲ 0.50% · 4.625%
HK$43,811
+HK$2,513/mo
Deposit HK$5.68M · loan HK$8.52M · min. income ≈ HK$82,596/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,232
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$44,392
−HK$1,176/mo
Today · 4.125%
HK$45,568
baseline
▲ 0.50% · 4.625%
HK$47,970
+HK$2,402/mo
Deposit HK$5.68M · loan HK$8.52M · min. income ≈ HK$91,136/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,338
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$46,748
−HK$1,433/mo
Today · 4.125%
HK$48,181
baseline
▲ 0.50% · 4.625%
HK$51,112
+HK$2,931/mo
Deposit HK$4.26M · loan HK$9.94M · min. income ≈ HK$96,362/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,438
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$51,790
−HK$1,373/mo
Today · 4.125%
HK$53,163
baseline
▲ 0.50% · 4.625%
HK$55,965
+HK$2,802/mo
Deposit HK$4.26M · loan HK$9.94M · min. income ≈ HK$106,326/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,291
−HK$3,656/mo
▼ 0.25% · 3.875%
HK$60,104
−HK$1,843/mo
Today · 4.125%
HK$61,947
baseline
▲ 0.50% · 4.625%
HK$65,716
+HK$3,769/mo
Deposit HK$1.42M · loan HK$12.78M · min. income ≈ HK$123,894/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,848
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$66,588
−HK$1,764/mo
Today · 4.125%
HK$68,352
baseline
▲ 0.50% · 4.625%
HK$71,955
+HK$3,603/mo
Deposit HK$1.42M · loan HK$12.78M · min. income ≈ HK$136,704/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,572 · Scale 2, in force from 26 Feb 2026)