LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,385
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$33,393
−HK$1,023/mo
Today · 4.125%
HK$34,416
baseline
▲ 0.50% · 4.625%
HK$36,510
+HK$2,094/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$68,832/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$532,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,028
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$36,995
−HK$980/mo
Today · 4.125%
HK$37,975
baseline
▲ 0.50% · 4.625%
HK$39,977
+HK$2,002/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$75,950/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$532,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,863
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$40,071
−HK$1,229/mo
Today · 4.125%
HK$41,300
baseline
▲ 0.50% · 4.625%
HK$43,813
+HK$2,513/mo
Deposit HK$5.68M · loan HK$8.52M · min. income ≈ HK$82,600/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,234
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$44,394
−HK$1,176/mo
Today · 4.125%
HK$45,570
baseline
▲ 0.50% · 4.625%
HK$47,972
+HK$2,402/mo
Deposit HK$5.68M · loan HK$8.52M · min. income ≈ HK$91,140/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,340
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$46,750
−HK$1,433/mo
Today · 4.125%
HK$48,183
baseline
▲ 0.50% · 4.625%
HK$51,115
+HK$2,932/mo
Deposit HK$4.26M · loan HK$9.94M · min. income ≈ HK$96,366/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,440
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$51,793
−HK$1,372/mo
Today · 4.125%
HK$53,165
baseline
▲ 0.50% · 4.625%
HK$55,967
+HK$2,802/mo
Deposit HK$4.26M · loan HK$9.94M · min. income ≈ HK$106,330/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,294
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$60,107
−HK$1,842/mo
Today · 4.125%
HK$61,949
baseline
▲ 0.50% · 4.625%
HK$65,719
+HK$3,770/mo
Deposit HK$1.42M · loan HK$12.78M · min. income ≈ HK$123,898/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,851
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$66,591
−HK$1,764/mo
Today · 4.125%
HK$68,355
baseline
▲ 0.50% · 4.625%
HK$71,958
+HK$3,603/mo
Deposit HK$1.42M · loan HK$12.78M · min. income ≈ HK$136,710/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,596 · Scale 2, in force from 26 Feb 2026)