LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,387
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$33,394
−HK$1,024/mo
Today · 4.125%
HK$34,418
baseline
▲ 0.50% · 4.625%
HK$36,512
+HK$2,094/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$68,836/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$532,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,030
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$36,997
−HK$980/mo
Today · 4.125%
HK$37,977
baseline
▲ 0.50% · 4.625%
HK$39,979
+HK$2,002/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$75,954/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$532,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,864
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$40,073
−HK$1,229/mo
Today · 4.125%
HK$41,302
baseline
▲ 0.50% · 4.625%
HK$43,815
+HK$2,513/mo
Deposit HK$5.68M · loan HK$8.52M · min. income ≈ HK$82,604/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,236
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$44,396
−HK$1,176/mo
Today · 4.125%
HK$45,572
baseline
▲ 0.50% · 4.625%
HK$47,974
+HK$2,402/mo
Deposit HK$5.68M · loan HK$8.52M · min. income ≈ HK$91,144/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,342
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$46,752
−HK$1,433/mo
Today · 4.125%
HK$48,185
baseline
▲ 0.50% · 4.625%
HK$51,117
+HK$2,932/mo
Deposit HK$4.26M · loan HK$9.94M · min. income ≈ HK$96,370/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,442
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$51,795
−HK$1,373/mo
Today · 4.125%
HK$53,168
baseline
▲ 0.50% · 4.625%
HK$55,970
+HK$2,802/mo
Deposit HK$4.26M · loan HK$9.94M · min. income ≈ HK$106,336/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,297
−HK$3,655/mo
▼ 0.25% · 3.875%
HK$60,110
−HK$1,842/mo
Today · 4.125%
HK$61,952
baseline
▲ 0.50% · 4.625%
HK$65,722
+HK$3,770/mo
Deposit HK$1.42M · loan HK$12.78M · min. income ≈ HK$123,904/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,855
−HK$3,503/mo
▼ 0.25% · 3.875%
HK$66,594
−HK$1,764/mo
Today · 4.125%
HK$68,358
baseline
▲ 0.50% · 4.625%
HK$71,962
+HK$3,604/mo
Deposit HK$1.42M · loan HK$12.78M · min. income ≈ HK$136,716/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,623 · Scale 2, in force from 26 Feb 2026)