LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,389
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$33,397
−HK$1,023/mo
Today · 4.125%
HK$34,420
baseline
▲ 0.50% · 4.625%
HK$36,515
+HK$2,095/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$68,840/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$532,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,033
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$36,999
−HK$980/mo
Today · 4.125%
HK$37,979
baseline
▲ 0.50% · 4.625%
HK$39,981
+HK$2,002/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$75,958/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$532,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,867
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$40,076
−HK$1,228/mo
Today · 4.125%
HK$41,304
baseline
▲ 0.50% · 4.625%
HK$43,818
+HK$2,514/mo
Deposit HK$5.68M · loan HK$8.52M · min. income ≈ HK$82,608/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,239
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$44,399
−HK$1,176/mo
Today · 4.125%
HK$45,575
baseline
▲ 0.50% · 4.625%
HK$47,977
+HK$2,402/mo
Deposit HK$5.68M · loan HK$8.52M · min. income ≈ HK$91,150/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,345
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$46,755
−HK$1,433/mo
Today · 4.125%
HK$48,188
baseline
▲ 0.50% · 4.625%
HK$51,120
+HK$2,932/mo
Deposit HK$4.26M · loan HK$9.94M · min. income ≈ HK$96,376/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,446
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$51,799
−HK$1,372/mo
Today · 4.125%
HK$53,171
baseline
▲ 0.50% · 4.625%
HK$55,974
+HK$2,803/mo
Deposit HK$4.26M · loan HK$9.94M · min. income ≈ HK$106,342/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,300
−HK$3,656/mo
▼ 0.25% · 3.875%
HK$60,114
−HK$1,842/mo
Today · 4.125%
HK$61,956
baseline
▲ 0.50% · 4.625%
HK$65,726
+HK$3,770/mo
Deposit HK$1.42M · loan HK$12.78M · min. income ≈ HK$123,912/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,859
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$66,598
−HK$1,765/mo
Today · 4.125%
HK$68,363
baseline
▲ 0.50% · 4.625%
HK$71,966
+HK$3,603/mo
Deposit HK$1.42M · loan HK$12.78M · min. income ≈ HK$136,726/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,656 · Scale 2, in force from 26 Feb 2026)