LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,390
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$33,397
−HK$1,024/mo
Today · 4.125%
HK$34,421
baseline
▲ 0.50% · 4.625%
HK$36,515
+HK$2,094/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$68,842/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$532,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,033
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$36,999
−HK$981/mo
Today · 4.125%
HK$37,980
baseline
▲ 0.50% · 4.625%
HK$39,982
+HK$2,002/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$75,960/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$532,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,867
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$40,076
−HK$1,229/mo
Today · 4.125%
HK$41,305
baseline
▲ 0.50% · 4.625%
HK$43,818
+HK$2,513/mo
Deposit HK$5.68M · loan HK$8.52M · min. income ≈ HK$82,610/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,240
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$44,399
−HK$1,177/mo
Today · 4.125%
HK$45,576
baseline
▲ 0.50% · 4.625%
HK$47,978
+HK$2,402/mo
Deposit HK$5.68M · loan HK$8.52M · min. income ≈ HK$91,152/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,345
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$46,756
−HK$1,433/mo
Today · 4.125%
HK$48,189
baseline
▲ 0.50% · 4.625%
HK$51,121
+HK$2,932/mo
Deposit HK$4.26M · loan HK$9.94M · min. income ≈ HK$96,378/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,446
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$51,799
−HK$1,373/mo
Today · 4.125%
HK$53,172
baseline
▲ 0.50% · 4.625%
HK$55,974
+HK$2,802/mo
Deposit HK$4.26M · loan HK$9.94M · min. income ≈ HK$106,344/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,301
−HK$3,656/mo
▼ 0.25% · 3.875%
HK$60,115
−HK$1,842/mo
Today · 4.125%
HK$61,957
baseline
▲ 0.50% · 4.625%
HK$65,727
+HK$3,770/mo
Deposit HK$1.42M · loan HK$12.78M · min. income ≈ HK$123,914/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,859
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$66,599
−HK$1,765/mo
Today · 4.125%
HK$68,364
baseline
▲ 0.50% · 4.625%
HK$71,967
+HK$3,603/mo
Deposit HK$1.42M · loan HK$12.78M · min. income ≈ HK$136,728/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,663 · Scale 2, in force from 26 Feb 2026)