LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,390
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$33,398
−HK$1,023/mo
Today · 4.125%
HK$34,421
baseline
▲ 0.50% · 4.625%
HK$36,516
+HK$2,095/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$68,842/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$532,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,034
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$37,000
−HK$981/mo
Today · 4.125%
HK$37,981
baseline
▲ 0.50% · 4.625%
HK$39,983
+HK$2,002/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$75,962/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$532,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,868
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$40,077
−HK$1,229/mo
Today · 4.125%
HK$41,306
baseline
▲ 0.50% · 4.625%
HK$43,819
+HK$2,513/mo
Deposit HK$5.68M · loan HK$8.52M · min. income ≈ HK$82,612/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,241
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$44,400
−HK$1,177/mo
Today · 4.125%
HK$45,577
baseline
▲ 0.50% · 4.625%
HK$47,979
+HK$2,402/mo
Deposit HK$5.68M · loan HK$8.52M · min. income ≈ HK$91,154/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,346
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$46,757
−HK$1,433/mo
Today · 4.125%
HK$48,190
baseline
▲ 0.50% · 4.625%
HK$51,122
+HK$2,932/mo
Deposit HK$4.26M · loan HK$9.94M · min. income ≈ HK$96,380/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,447
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$51,800
−HK$1,373/mo
Today · 4.125%
HK$53,173
baseline
▲ 0.50% · 4.625%
HK$55,976
+HK$2,803/mo
Deposit HK$4.26M · loan HK$9.94M · min. income ≈ HK$106,346/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,302
−HK$3,656/mo
▼ 0.25% · 3.875%
HK$60,116
−HK$1,842/mo
Today · 4.125%
HK$61,958
baseline
▲ 0.50% · 4.625%
HK$65,728
+HK$3,770/mo
Deposit HK$1.42M · loan HK$12.78M · min. income ≈ HK$123,916/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,861
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$66,600
−HK$1,765/mo
Today · 4.125%
HK$68,365
baseline
▲ 0.50% · 4.625%
HK$71,969
+HK$3,604/mo
Deposit HK$1.42M · loan HK$12.78M · min. income ≈ HK$136,730/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,674 · Scale 2, in force from 26 Feb 2026)