LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,391
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$33,399
−HK$1,023/mo
Today · 4.125%
HK$34,422
baseline
▲ 0.50% · 4.625%
HK$36,517
+HK$2,095/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$68,844/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$532,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,035
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$37,001
−HK$981/mo
Today · 4.125%
HK$37,982
baseline
▲ 0.50% · 4.625%
HK$39,984
+HK$2,002/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$75,964/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$532,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,869
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$40,078
−HK$1,229/mo
Today · 4.125%
HK$41,307
baseline
▲ 0.50% · 4.625%
HK$43,820
+HK$2,513/mo
Deposit HK$5.68M · loan HK$8.52M · min. income ≈ HK$82,614/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,242
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$44,401
−HK$1,177/mo
Today · 4.125%
HK$45,578
baseline
▲ 0.50% · 4.625%
HK$47,980
+HK$2,402/mo
Deposit HK$5.68M · loan HK$8.52M · min. income ≈ HK$91,156/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,347
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$46,758
−HK$1,433/mo
Today · 4.125%
HK$48,191
baseline
▲ 0.50% · 4.625%
HK$51,123
+HK$2,932/mo
Deposit HK$4.26M · loan HK$9.94M · min. income ≈ HK$96,382/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,449
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$51,802
−HK$1,372/mo
Today · 4.125%
HK$53,174
baseline
▲ 0.50% · 4.625%
HK$55,977
+HK$2,803/mo
Deposit HK$4.26M · loan HK$9.94M · min. income ≈ HK$106,348/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,304
−HK$3,656/mo
▼ 0.25% · 3.875%
HK$60,117
−HK$1,843/mo
Today · 4.125%
HK$61,960
baseline
▲ 0.50% · 4.625%
HK$65,730
+HK$3,770/mo
Deposit HK$1.42M · loan HK$12.78M · min. income ≈ HK$123,920/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,862
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$66,602
−HK$1,765/mo
Today · 4.125%
HK$68,367
baseline
▲ 0.50% · 4.625%
HK$71,970
+HK$3,603/mo
Deposit HK$1.42M · loan HK$12.78M · min. income ≈ HK$136,734/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,688 · Scale 2, in force from 26 Feb 2026)