LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,392
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$33,399
−HK$1,024/mo
Today · 4.125%
HK$34,423
baseline
▲ 0.50% · 4.625%
HK$36,517
+HK$2,094/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$68,846/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$532,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,035
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$37,002
−HK$980/mo
Today · 4.125%
HK$37,982
baseline
▲ 0.50% · 4.625%
HK$39,984
+HK$2,002/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$75,964/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$532,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,870
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$40,079
−HK$1,229/mo
Today · 4.125%
HK$41,308
baseline
▲ 0.50% · 4.625%
HK$43,821
+HK$2,513/mo
Deposit HK$5.68M · loan HK$8.52M · min. income ≈ HK$82,616/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,243
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$44,402
−HK$1,177/mo
Today · 4.125%
HK$45,579
baseline
▲ 0.50% · 4.625%
HK$47,981
+HK$2,402/mo
Deposit HK$5.68M · loan HK$8.52M · min. income ≈ HK$91,158/mo (50% DSR)
Upfront cash ≈ HK$6.21M (deposit + AVD stamp duty HK$532,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,348
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$46,759
−HK$1,433/mo
Today · 4.125%
HK$48,192
baseline
▲ 0.50% · 4.625%
HK$51,124
+HK$2,932/mo
Deposit HK$4.26M · loan HK$9.94M · min. income ≈ HK$96,384/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,450
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$51,803
−HK$1,372/mo
Today · 4.125%
HK$53,175
baseline
▲ 0.50% · 4.625%
HK$55,978
+HK$2,803/mo
Deposit HK$4.26M · loan HK$9.94M · min. income ≈ HK$106,350/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,305
−HK$3,656/mo
▼ 0.25% · 3.875%
HK$60,119
−HK$1,842/mo
Today · 4.125%
HK$61,961
baseline
▲ 0.50% · 4.625%
HK$65,731
+HK$3,770/mo
Deposit HK$1.42M · loan HK$12.78M · min. income ≈ HK$123,922/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,864
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$66,603
−HK$1,765/mo
Today · 4.125%
HK$68,368
baseline
▲ 0.50% · 4.625%
HK$71,972
+HK$3,604/mo
Deposit HK$1.42M · loan HK$12.78M · min. income ≈ HK$136,736/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,699 · Scale 2, in force from 26 Feb 2026)