LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,394
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$33,401
−HK$1,024/mo
Today · 4.125%
HK$34,425
baseline
▲ 0.50% · 4.625%
HK$36,520
+HK$2,095/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$68,850/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$532,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,038
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$37,004
−HK$981/mo
Today · 4.125%
HK$37,985
baseline
▲ 0.50% · 4.625%
HK$39,987
+HK$2,002/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$75,970/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$532,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,872
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$40,081
−HK$1,229/mo
Today · 4.125%
HK$41,310
baseline
▲ 0.50% · 4.625%
HK$43,824
+HK$2,514/mo
Deposit HK$5.68M · loan HK$8.52M · min. income ≈ HK$82,620/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$532,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,245
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$44,405
−HK$1,176/mo
Today · 4.125%
HK$45,581
baseline
▲ 0.50% · 4.625%
HK$47,984
+HK$2,403/mo
Deposit HK$5.68M · loan HK$8.52M · min. income ≈ HK$91,162/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$532,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,351
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$46,762
−HK$1,433/mo
Today · 4.125%
HK$48,195
baseline
▲ 0.50% · 4.625%
HK$51,127
+HK$2,932/mo
Deposit HK$4.26M · loan HK$9.94M · min. income ≈ HK$96,390/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,453
−HK$2,725/mo
▼ 0.25% · 3.875%
HK$51,806
−HK$1,372/mo
Today · 4.125%
HK$53,178
baseline
▲ 0.50% · 4.625%
HK$55,981
+HK$2,803/mo
Deposit HK$4.26M · loan HK$9.94M · min. income ≈ HK$106,356/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$532,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,308
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$60,122
−HK$1,843/mo
Today · 4.125%
HK$61,965
baseline
▲ 0.50% · 4.625%
HK$65,735
+HK$3,770/mo
Deposit HK$1.42M · loan HK$12.79M · min. income ≈ HK$123,930/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,868
−HK$3,504/mo
▼ 0.25% · 3.875%
HK$66,607
−HK$1,765/mo
Today · 4.125%
HK$68,372
baseline
▲ 0.50% · 4.625%
HK$71,976
+HK$3,604/mo
Deposit HK$1.42M · loan HK$12.79M · min. income ≈ HK$136,744/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,730 · Scale 2, in force from 26 Feb 2026)