LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,398
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$33,406
−HK$1,024/mo
Today · 4.125%
HK$34,430
baseline
▲ 0.50% · 4.625%
HK$36,525
+HK$2,095/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$68,860/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$532,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,043
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$37,009
−HK$981/mo
Today · 4.125%
HK$37,990
baseline
▲ 0.50% · 4.625%
HK$39,993
+HK$2,003/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$75,980/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$532,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,878
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$40,087
−HK$1,229/mo
Today · 4.125%
HK$41,316
baseline
▲ 0.50% · 4.625%
HK$43,830
+HK$2,514/mo
Deposit HK$5.68M · loan HK$8.52M · min. income ≈ HK$82,632/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$532,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,251
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$44,411
−HK$1,177/mo
Today · 4.125%
HK$45,588
baseline
▲ 0.50% · 4.625%
HK$47,991
+HK$2,403/mo
Deposit HK$5.68M · loan HK$8.52M · min. income ≈ HK$91,176/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$532,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,358
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$46,769
−HK$1,433/mo
Today · 4.125%
HK$48,202
baseline
▲ 0.50% · 4.625%
HK$51,135
+HK$2,933/mo
Deposit HK$4.26M · loan HK$9.95M · min. income ≈ HK$96,404/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$532,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,460
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$51,813
−HK$1,373/mo
Today · 4.125%
HK$53,186
baseline
▲ 0.50% · 4.625%
HK$55,990
+HK$2,804/mo
Deposit HK$4.26M · loan HK$9.95M · min. income ≈ HK$106,372/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$532,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,317
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$60,131
−HK$1,843/mo
Today · 4.125%
HK$61,974
baseline
▲ 0.50% · 4.625%
HK$65,745
+HK$3,771/mo
Deposit HK$1.42M · loan HK$12.79M · min. income ≈ HK$123,948/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,877
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$66,617
−HK$1,765/mo
Today · 4.125%
HK$68,382
baseline
▲ 0.50% · 4.625%
HK$71,987
+HK$3,605/mo
Deposit HK$1.42M · loan HK$12.79M · min. income ≈ HK$136,764/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,808 · Scale 2, in force from 26 Feb 2026)