LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,399
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$33,407
−HK$1,024/mo
Today · 4.125%
HK$34,431
baseline
▲ 0.50% · 4.625%
HK$36,526
+HK$2,095/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$68,862/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$532,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,044
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$37,010
−HK$981/mo
Today · 4.125%
HK$37,991
baseline
▲ 0.50% · 4.625%
HK$39,993
+HK$2,002/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$75,982/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$532,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,879
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$40,088
−HK$1,229/mo
Today · 4.125%
HK$41,317
baseline
▲ 0.50% · 4.625%
HK$43,831
+HK$2,514/mo
Deposit HK$5.68M · loan HK$8.53M · min. income ≈ HK$82,634/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$532,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,252
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$44,412
−HK$1,177/mo
Today · 4.125%
HK$45,589
baseline
▲ 0.50% · 4.625%
HK$47,992
+HK$2,403/mo
Deposit HK$5.68M · loan HK$8.53M · min. income ≈ HK$91,178/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$532,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,359
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$46,770
−HK$1,433/mo
Today · 4.125%
HK$48,203
baseline
▲ 0.50% · 4.625%
HK$51,136
+HK$2,933/mo
Deposit HK$4.26M · loan HK$9.95M · min. income ≈ HK$96,406/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$532,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,461
−HK$2,726/mo
▼ 0.25% · 3.875%
HK$51,814
−HK$1,373/mo
Today · 4.125%
HK$53,187
baseline
▲ 0.50% · 4.625%
HK$55,991
+HK$2,804/mo
Deposit HK$4.26M · loan HK$9.95M · min. income ≈ HK$106,374/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$532,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,318
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$60,132
−HK$1,843/mo
Today · 4.125%
HK$61,975
baseline
▲ 0.50% · 4.625%
HK$65,746
+HK$3,771/mo
Deposit HK$1.42M · loan HK$12.79M · min. income ≈ HK$123,950/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,879
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$66,619
−HK$1,765/mo
Today · 4.125%
HK$68,384
baseline
▲ 0.50% · 4.625%
HK$71,988
+HK$3,604/mo
Deposit HK$1.42M · loan HK$12.79M · min. income ≈ HK$136,768/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,820 · Scale 2, in force from 26 Feb 2026)