LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,401
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$33,408
−HK$1,024/mo
Today · 4.125%
HK$34,432
baseline
▲ 0.50% · 4.625%
HK$36,527
+HK$2,095/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$68,864/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$532,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,045
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$37,012
−HK$981/mo
Today · 4.125%
HK$37,993
baseline
▲ 0.50% · 4.625%
HK$39,995
+HK$2,002/mo
Deposit HK$7.10M · loan HK$7.10M · min. income ≈ HK$75,986/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$532,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,881
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$40,090
−HK$1,229/mo
Today · 4.125%
HK$41,319
baseline
▲ 0.50% · 4.625%
HK$43,833
+HK$2,514/mo
Deposit HK$5.68M · loan HK$8.53M · min. income ≈ HK$82,638/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$532,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,254
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$44,414
−HK$1,177/mo
Today · 4.125%
HK$45,591
baseline
▲ 0.50% · 4.625%
HK$47,994
+HK$2,403/mo
Deposit HK$5.68M · loan HK$8.53M · min. income ≈ HK$91,182/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$532,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,361
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$46,772
−HK$1,433/mo
Today · 4.125%
HK$48,205
baseline
▲ 0.50% · 4.625%
HK$51,138
+HK$2,933/mo
Deposit HK$4.26M · loan HK$9.95M · min. income ≈ HK$96,410/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$532,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,463
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$51,817
−HK$1,373/mo
Today · 4.125%
HK$53,190
baseline
▲ 0.50% · 4.625%
HK$55,994
+HK$2,804/mo
Deposit HK$4.26M · loan HK$9.95M · min. income ≈ HK$106,380/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$532,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,321
−HK$3,657/mo
▼ 0.25% · 3.875%
HK$60,135
−HK$1,843/mo
Today · 4.125%
HK$61,978
baseline
▲ 0.50% · 4.625%
HK$65,749
+HK$3,771/mo
Deposit HK$1.42M · loan HK$12.79M · min. income ≈ HK$123,956/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,882
−HK$3,505/mo
▼ 0.25% · 3.875%
HK$66,622
−HK$1,765/mo
Today · 4.125%
HK$68,387
baseline
▲ 0.50% · 4.625%
HK$71,992
+HK$3,605/mo
Deposit HK$1.42M · loan HK$12.79M · min. income ≈ HK$136,774/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,845 · Scale 2, in force from 26 Feb 2026)