LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,403
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$33,411
−HK$1,024/mo
Today · 4.125%
HK$34,435
baseline
▲ 0.50% · 4.625%
HK$36,530
+HK$2,095/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$68,870/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$532,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,048
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$37,015
−HK$981/mo
Today · 4.125%
HK$37,996
baseline
▲ 0.50% · 4.625%
HK$39,998
+HK$2,002/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$75,992/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$532,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,884
−HK$2,438/mo
▼ 0.25% · 3.875%
HK$40,093
−HK$1,229/mo
Today · 4.125%
HK$41,322
baseline
▲ 0.50% · 4.625%
HK$43,836
+HK$2,514/mo
Deposit HK$5.68M · loan HK$8.53M · min. income ≈ HK$82,644/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$532,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,258
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$44,418
−HK$1,177/mo
Today · 4.125%
HK$45,595
baseline
▲ 0.50% · 4.625%
HK$47,998
+HK$2,403/mo
Deposit HK$5.68M · loan HK$8.53M · min. income ≈ HK$91,190/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$532,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,364
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$46,775
−HK$1,434/mo
Today · 4.125%
HK$48,209
baseline
▲ 0.50% · 4.625%
HK$51,142
+HK$2,933/mo
Deposit HK$4.26M · loan HK$9.95M · min. income ≈ HK$96,418/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$532,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,467
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$51,821
−HK$1,373/mo
Today · 4.125%
HK$53,194
baseline
▲ 0.50% · 4.625%
HK$55,998
+HK$2,804/mo
Deposit HK$4.26M · loan HK$9.95M · min. income ≈ HK$106,388/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$532,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,325
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$60,140
−HK$1,843/mo
Today · 4.125%
HK$61,983
baseline
▲ 0.50% · 4.625%
HK$65,754
+HK$3,771/mo
Deposit HK$1.42M · loan HK$12.79M · min. income ≈ HK$123,966/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,886
−HK$3,506/mo
▼ 0.25% · 3.875%
HK$66,627
−HK$1,765/mo
Today · 4.125%
HK$68,392
baseline
▲ 0.50% · 4.625%
HK$71,997
+HK$3,605/mo
Deposit HK$1.42M · loan HK$12.79M · min. income ≈ HK$136,784/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,885 · Scale 2, in force from 26 Feb 2026)