LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,408
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$33,416
−HK$1,024/mo
Today · 4.125%
HK$34,440
baseline
▲ 0.50% · 4.625%
HK$36,535
+HK$2,095/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$68,880/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$532,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,053
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$37,020
−HK$981/mo
Today · 4.125%
HK$38,001
baseline
▲ 0.50% · 4.625%
HK$40,004
+HK$2,003/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$76,002/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$532,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,889
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$40,099
−HK$1,229/mo
Today · 4.125%
HK$41,328
baseline
▲ 0.50% · 4.625%
HK$43,843
+HK$2,515/mo
Deposit HK$5.68M · loan HK$8.53M · min. income ≈ HK$82,656/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$532,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,264
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$44,424
−HK$1,177/mo
Today · 4.125%
HK$45,601
baseline
▲ 0.50% · 4.625%
HK$48,005
+HK$2,404/mo
Deposit HK$5.68M · loan HK$8.53M · min. income ≈ HK$91,202/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$532,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,371
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$46,782
−HK$1,434/mo
Today · 4.125%
HK$48,216
baseline
▲ 0.50% · 4.625%
HK$51,150
+HK$2,934/mo
Deposit HK$4.26M · loan HK$9.95M · min. income ≈ HK$96,432/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$532,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,474
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$51,828
−HK$1,373/mo
Today · 4.125%
HK$53,201
baseline
▲ 0.50% · 4.625%
HK$56,006
+HK$2,805/mo
Deposit HK$4.26M · loan HK$9.95M · min. income ≈ HK$106,402/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$532,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,334
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$60,148
−HK$1,844/mo
Today · 4.125%
HK$61,992
baseline
▲ 0.50% · 4.625%
HK$65,764
+HK$3,772/mo
Deposit HK$1.42M · loan HK$12.79M · min. income ≈ HK$123,984/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,896
−HK$3,506/mo
▼ 0.25% · 3.875%
HK$66,636
−HK$1,766/mo
Today · 4.125%
HK$68,402
baseline
▲ 0.50% · 4.625%
HK$72,007
+HK$3,605/mo
Deposit HK$1.42M · loan HK$12.79M · min. income ≈ HK$136,804/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,960 · Scale 2, in force from 26 Feb 2026)