LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,408
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$33,416
−HK$1,025/mo
Today · 4.125%
HK$34,441
baseline
▲ 0.50% · 4.625%
HK$36,536
+HK$2,095/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$68,882/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$532,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,054
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$37,021
−HK$981/mo
Today · 4.125%
HK$38,002
baseline
▲ 0.50% · 4.625%
HK$40,005
+HK$2,003/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$76,004/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$532,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,890
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$40,100
−HK$1,229/mo
Today · 4.125%
HK$41,329
baseline
▲ 0.50% · 4.625%
HK$43,843
+HK$2,514/mo
Deposit HK$5.69M · loan HK$8.53M · min. income ≈ HK$82,658/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$532,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,265
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$44,425
−HK$1,177/mo
Today · 4.125%
HK$45,602
baseline
▲ 0.50% · 4.625%
HK$48,006
+HK$2,404/mo
Deposit HK$5.69M · loan HK$8.53M · min. income ≈ HK$91,204/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$532,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,372
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$46,783
−HK$1,434/mo
Today · 4.125%
HK$48,217
baseline
▲ 0.50% · 4.625%
HK$51,151
+HK$2,934/mo
Deposit HK$4.26M · loan HK$9.95M · min. income ≈ HK$96,434/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$532,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,475
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$51,829
−HK$1,373/mo
Today · 4.125%
HK$53,202
baseline
▲ 0.50% · 4.625%
HK$56,007
+HK$2,805/mo
Deposit HK$4.26M · loan HK$9.95M · min. income ≈ HK$106,404/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$532,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,335
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$60,149
−HK$1,844/mo
Today · 4.125%
HK$61,993
baseline
▲ 0.50% · 4.625%
HK$65,765
+HK$3,772/mo
Deposit HK$1.42M · loan HK$12.79M · min. income ≈ HK$123,986/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,897
−HK$3,506/mo
▼ 0.25% · 3.875%
HK$66,638
−HK$1,765/mo
Today · 4.125%
HK$68,403
baseline
▲ 0.50% · 4.625%
HK$72,009
+HK$3,606/mo
Deposit HK$1.42M · loan HK$12.79M · min. income ≈ HK$136,806/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$532,972 · Scale 2, in force from 26 Feb 2026)