LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,411
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$33,419
−HK$1,024/mo
Today · 4.125%
HK$34,443
baseline
▲ 0.50% · 4.625%
HK$36,539
+HK$2,096/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$68,886/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$533,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,057
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$37,024
−HK$981/mo
Today · 4.125%
HK$38,005
baseline
▲ 0.50% · 4.625%
HK$40,008
+HK$2,003/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$76,010/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$533,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,893
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$40,103
−HK$1,229/mo
Today · 4.125%
HK$41,332
baseline
▲ 0.50% · 4.625%
HK$43,847
+HK$2,515/mo
Deposit HK$5.69M · loan HK$8.53M · min. income ≈ HK$82,664/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,268
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$44,429
−HK$1,177/mo
Today · 4.125%
HK$45,606
baseline
▲ 0.50% · 4.625%
HK$48,010
+HK$2,404/mo
Deposit HK$5.69M · loan HK$8.53M · min. income ≈ HK$91,212/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,375
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$46,787
−HK$1,434/mo
Today · 4.125%
HK$48,221
baseline
▲ 0.50% · 4.625%
HK$51,155
+HK$2,934/mo
Deposit HK$4.26M · loan HK$9.95M · min. income ≈ HK$96,442/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,479
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$51,833
−HK$1,374/mo
Today · 4.125%
HK$53,207
baseline
▲ 0.50% · 4.625%
HK$56,011
+HK$2,804/mo
Deposit HK$4.26M · loan HK$9.95M · min. income ≈ HK$106,414/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,340
−HK$3,658/mo
▼ 0.25% · 3.875%
HK$60,154
−HK$1,844/mo
Today · 4.125%
HK$61,998
baseline
▲ 0.50% · 4.625%
HK$65,770
+HK$3,772/mo
Deposit HK$1.42M · loan HK$12.79M · min. income ≈ HK$123,996/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$533,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,902
−HK$3,507/mo
▼ 0.25% · 3.875%
HK$66,643
−HK$1,766/mo
Today · 4.125%
HK$68,409
baseline
▲ 0.50% · 4.625%
HK$72,014
+HK$3,605/mo
Deposit HK$1.42M · loan HK$12.79M · min. income ≈ HK$136,818/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$533,013 · Scale 2, in force from 26 Feb 2026)