LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,413
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$33,422
−HK$1,024/mo
Today · 4.125%
HK$34,446
baseline
▲ 0.50% · 4.625%
HK$36,542
+HK$2,096/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$68,892/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$533,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,060
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$37,027
−HK$981/mo
Today · 4.125%
HK$38,008
baseline
▲ 0.50% · 4.625%
HK$40,011
+HK$2,003/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$76,016/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$533,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,896
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$40,106
−HK$1,229/mo
Today · 4.125%
HK$41,335
baseline
▲ 0.50% · 4.625%
HK$43,850
+HK$2,515/mo
Deposit HK$5.69M · loan HK$8.53M · min. income ≈ HK$82,670/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,272
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$44,432
−HK$1,177/mo
Today · 4.125%
HK$45,609
baseline
▲ 0.50% · 4.625%
HK$48,014
+HK$2,405/mo
Deposit HK$5.69M · loan HK$8.53M · min. income ≈ HK$91,218/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,379
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$46,790
−HK$1,435/mo
Today · 4.125%
HK$48,225
baseline
▲ 0.50% · 4.625%
HK$51,159
+HK$2,934/mo
Deposit HK$4.26M · loan HK$9.95M · min. income ≈ HK$96,450/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,484
−HK$2,727/mo
▼ 0.25% · 3.875%
HK$51,838
−HK$1,373/mo
Today · 4.125%
HK$53,211
baseline
▲ 0.50% · 4.625%
HK$56,016
+HK$2,805/mo
Deposit HK$4.26M · loan HK$9.95M · min. income ≈ HK$106,422/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,344
−HK$3,659/mo
▼ 0.25% · 3.875%
HK$60,159
−HK$1,844/mo
Today · 4.125%
HK$62,003
baseline
▲ 0.50% · 4.625%
HK$65,776
+HK$3,773/mo
Deposit HK$1.42M · loan HK$12.79M · min. income ≈ HK$124,006/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$533,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,907
−HK$3,507/mo
▼ 0.25% · 3.875%
HK$66,648
−HK$1,766/mo
Today · 4.125%
HK$68,414
baseline
▲ 0.50% · 4.625%
HK$72,020
+HK$3,606/mo
Deposit HK$1.42M · loan HK$12.79M · min. income ≈ HK$136,828/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$533,057 · Scale 2, in force from 26 Feb 2026)