LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,414
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$33,422
−HK$1,025/mo
Today · 4.125%
HK$34,447
baseline
▲ 0.50% · 4.625%
HK$36,543
+HK$2,096/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$68,894/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$533,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,060
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$37,027
−HK$982/mo
Today · 4.125%
HK$38,009
baseline
▲ 0.50% · 4.625%
HK$40,012
+HK$2,003/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$76,018/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$533,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,897
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$40,107
−HK$1,229/mo
Today · 4.125%
HK$41,336
baseline
▲ 0.50% · 4.625%
HK$43,851
+HK$2,515/mo
Deposit HK$5.69M · loan HK$8.53M · min. income ≈ HK$82,672/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,272
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$44,433
−HK$1,177/mo
Today · 4.125%
HK$45,610
baseline
▲ 0.50% · 4.625%
HK$48,014
+HK$2,404/mo
Deposit HK$5.69M · loan HK$8.53M · min. income ≈ HK$91,220/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,380
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$46,791
−HK$1,434/mo
Today · 4.125%
HK$48,225
baseline
▲ 0.50% · 4.625%
HK$51,160
+HK$2,935/mo
Deposit HK$4.26M · loan HK$9.95M · min. income ≈ HK$96,450/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,484
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$51,838
−HK$1,374/mo
Today · 4.125%
HK$53,212
baseline
▲ 0.50% · 4.625%
HK$56,017
+HK$2,805/mo
Deposit HK$4.26M · loan HK$9.95M · min. income ≈ HK$106,424/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,345
−HK$3,659/mo
▼ 0.25% · 3.875%
HK$60,160
−HK$1,844/mo
Today · 4.125%
HK$62,004
baseline
▲ 0.50% · 4.625%
HK$65,777
+HK$3,773/mo
Deposit HK$1.42M · loan HK$12.79M · min. income ≈ HK$124,008/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$533,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,909
−HK$3,506/mo
▼ 0.25% · 3.875%
HK$66,649
−HK$1,766/mo
Today · 4.125%
HK$68,415
baseline
▲ 0.50% · 4.625%
HK$72,022
+HK$3,607/mo
Deposit HK$1.42M · loan HK$12.79M · min. income ≈ HK$136,830/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$533,066 · Scale 2, in force from 26 Feb 2026)