LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,415
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$33,423
−HK$1,025/mo
Today · 4.125%
HK$34,448
baseline
▲ 0.50% · 4.625%
HK$36,544
+HK$2,096/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$68,896/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$533,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,061
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$37,029
−HK$981/mo
Today · 4.125%
HK$38,010
baseline
▲ 0.50% · 4.625%
HK$40,013
+HK$2,003/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$76,020/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$533,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,898
−HK$2,439/mo
▼ 0.25% · 3.875%
HK$40,108
−HK$1,229/mo
Today · 4.125%
HK$41,337
baseline
▲ 0.50% · 4.625%
HK$43,853
+HK$2,516/mo
Deposit HK$5.69M · loan HK$8.53M · min. income ≈ HK$82,674/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,274
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$44,434
−HK$1,178/mo
Today · 4.125%
HK$45,612
baseline
▲ 0.50% · 4.625%
HK$48,016
+HK$2,404/mo
Deposit HK$5.69M · loan HK$8.53M · min. income ≈ HK$91,224/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,381
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$46,793
−HK$1,434/mo
Today · 4.125%
HK$48,227
baseline
▲ 0.50% · 4.625%
HK$51,161
+HK$2,934/mo
Deposit HK$4.26M · loan HK$9.95M · min. income ≈ HK$96,454/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,486
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$51,840
−HK$1,374/mo
Today · 4.125%
HK$53,214
baseline
▲ 0.50% · 4.625%
HK$56,019
+HK$2,805/mo
Deposit HK$4.26M · loan HK$9.95M · min. income ≈ HK$106,428/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,347
−HK$3,659/mo
▼ 0.25% · 3.875%
HK$60,162
−HK$1,844/mo
Today · 4.125%
HK$62,006
baseline
▲ 0.50% · 4.625%
HK$65,779
+HK$3,773/mo
Deposit HK$1.42M · loan HK$12.79M · min. income ≈ HK$124,012/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$533,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,911
−HK$3,506/mo
▼ 0.25% · 3.875%
HK$66,651
−HK$1,766/mo
Today · 4.125%
HK$68,417
baseline
▲ 0.50% · 4.625%
HK$72,024
+HK$3,607/mo
Deposit HK$1.42M · loan HK$12.79M · min. income ≈ HK$136,834/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$533,083 · Scale 2, in force from 26 Feb 2026)