LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,417
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$33,425
−HK$1,025/mo
Today · 4.125%
HK$34,450
baseline
▲ 0.50% · 4.625%
HK$36,546
+HK$2,096/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$68,900/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$533,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,063
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$37,031
−HK$981/mo
Today · 4.125%
HK$38,012
baseline
▲ 0.50% · 4.625%
HK$40,016
+HK$2,004/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$76,024/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$533,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,900
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$40,110
−HK$1,230/mo
Today · 4.125%
HK$41,340
baseline
▲ 0.50% · 4.625%
HK$43,855
+HK$2,515/mo
Deposit HK$5.69M · loan HK$8.53M · min. income ≈ HK$82,680/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,276
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$44,437
−HK$1,177/mo
Today · 4.125%
HK$45,614
baseline
▲ 0.50% · 4.625%
HK$48,019
+HK$2,405/mo
Deposit HK$5.69M · loan HK$8.53M · min. income ≈ HK$91,228/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,384
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$46,795
−HK$1,435/mo
Today · 4.125%
HK$48,230
baseline
▲ 0.50% · 4.625%
HK$51,164
+HK$2,934/mo
Deposit HK$4.26M · loan HK$9.95M · min. income ≈ HK$96,460/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,489
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$51,843
−HK$1,374/mo
Today · 4.125%
HK$53,217
baseline
▲ 0.50% · 4.625%
HK$56,022
+HK$2,805/mo
Deposit HK$4.26M · loan HK$9.95M · min. income ≈ HK$106,434/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,350
−HK$3,660/mo
▼ 0.25% · 3.875%
HK$60,165
−HK$1,845/mo
Today · 4.125%
HK$62,010
baseline
▲ 0.50% · 4.625%
HK$65,783
+HK$3,773/mo
Deposit HK$1.42M · loan HK$12.79M · min. income ≈ HK$124,020/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$533,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,914
−HK$3,507/mo
▼ 0.25% · 3.875%
HK$66,655
−HK$1,766/mo
Today · 4.125%
HK$68,421
baseline
▲ 0.50% · 4.625%
HK$72,028
+HK$3,607/mo
Deposit HK$1.42M · loan HK$12.79M · min. income ≈ HK$136,842/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$533,114 · Scale 2, in force from 26 Feb 2026)