LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,418
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$33,426
−HK$1,025/mo
Today · 4.125%
HK$34,451
baseline
▲ 0.50% · 4.625%
HK$36,547
+HK$2,096/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$68,902/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$533,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,064
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$37,032
−HK$981/mo
Today · 4.125%
HK$38,013
baseline
▲ 0.50% · 4.625%
HK$40,016
+HK$2,003/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$76,026/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$533,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,901
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$40,111
−HK$1,230/mo
Today · 4.125%
HK$41,341
baseline
▲ 0.50% · 4.625%
HK$43,856
+HK$2,515/mo
Deposit HK$5.69M · loan HK$8.53M · min. income ≈ HK$82,682/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,277
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$44,438
−HK$1,177/mo
Today · 4.125%
HK$45,615
baseline
▲ 0.50% · 4.625%
HK$48,020
+HK$2,405/mo
Deposit HK$5.69M · loan HK$8.53M · min. income ≈ HK$91,230/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,385
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$46,796
−HK$1,435/mo
Today · 4.125%
HK$48,231
baseline
▲ 0.50% · 4.625%
HK$51,165
+HK$2,934/mo
Deposit HK$4.27M · loan HK$9.95M · min. income ≈ HK$96,462/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,490
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$51,844
−HK$1,374/mo
Today · 4.125%
HK$53,218
baseline
▲ 0.50% · 4.625%
HK$56,023
+HK$2,805/mo
Deposit HK$4.27M · loan HK$9.95M · min. income ≈ HK$106,436/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,352
−HK$3,659/mo
▼ 0.25% · 3.875%
HK$60,167
−HK$1,844/mo
Today · 4.125%
HK$62,011
baseline
▲ 0.50% · 4.625%
HK$65,784
+HK$3,773/mo
Deposit HK$1.42M · loan HK$12.80M · min. income ≈ HK$124,022/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$533,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,916
−HK$3,507/mo
▼ 0.25% · 3.875%
HK$66,657
−HK$1,766/mo
Today · 4.125%
HK$68,423
baseline
▲ 0.50% · 4.625%
HK$72,030
+HK$3,607/mo
Deposit HK$1.42M · loan HK$12.80M · min. income ≈ HK$136,846/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$533,126 · Scale 2, in force from 26 Feb 2026)