LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,421
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$33,429
−HK$1,025/mo
Today · 4.125%
HK$34,454
baseline
▲ 0.50% · 4.625%
HK$36,550
+HK$2,096/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$68,908/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$533,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,068
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$37,035
−HK$981/mo
Today · 4.125%
HK$38,016
baseline
▲ 0.50% · 4.625%
HK$40,020
+HK$2,004/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$76,032/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$533,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,905
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$40,115
−HK$1,230/mo
Today · 4.125%
HK$41,345
baseline
▲ 0.50% · 4.625%
HK$43,860
+HK$2,515/mo
Deposit HK$5.69M · loan HK$8.53M · min. income ≈ HK$82,690/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,281
−HK$2,339/mo
▼ 0.25% · 3.875%
HK$44,442
−HK$1,178/mo
Today · 4.125%
HK$45,620
baseline
▲ 0.50% · 4.625%
HK$48,024
+HK$2,404/mo
Deposit HK$5.69M · loan HK$8.53M · min. income ≈ HK$91,240/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,389
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$46,801
−HK$1,434/mo
Today · 4.125%
HK$48,235
baseline
▲ 0.50% · 4.625%
HK$51,170
+HK$2,935/mo
Deposit HK$4.27M · loan HK$9.95M · min. income ≈ HK$96,470/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,495
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$51,849
−HK$1,374/mo
Today · 4.125%
HK$53,223
baseline
▲ 0.50% · 4.625%
HK$56,029
+HK$2,806/mo
Deposit HK$4.27M · loan HK$9.95M · min. income ≈ HK$106,446/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,357
−HK$3,660/mo
▼ 0.25% · 3.875%
HK$60,173
−HK$1,844/mo
Today · 4.125%
HK$62,017
baseline
▲ 0.50% · 4.625%
HK$65,791
+HK$3,774/mo
Deposit HK$1.42M · loan HK$12.80M · min. income ≈ HK$124,034/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$533,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,922
−HK$3,508/mo
▼ 0.25% · 3.875%
HK$66,663
−HK$1,767/mo
Today · 4.125%
HK$68,430
baseline
▲ 0.50% · 4.625%
HK$72,037
+HK$3,607/mo
Deposit HK$1.42M · loan HK$12.80M · min. income ≈ HK$136,860/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$533,178 · Scale 2, in force from 26 Feb 2026)