LTV · monthly repayment
▼ 0.50% · 3.625%
HK$32,421
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$33,430
−HK$1,024/mo
Today · 4.125%
HK$34,454
baseline
▲ 0.50% · 4.625%
HK$36,551
+HK$2,097/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$68,908/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$533,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,068
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$37,036
−HK$981/mo
Today · 4.125%
HK$38,017
baseline
▲ 0.50% · 4.625%
HK$40,021
+HK$2,004/mo
Deposit HK$7.11M · loan HK$7.11M · min. income ≈ HK$76,034/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$533,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,905
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$40,116
−HK$1,229/mo
Today · 4.125%
HK$41,345
baseline
▲ 0.50% · 4.625%
HK$43,861
+HK$2,516/mo
Deposit HK$5.69M · loan HK$8.53M · min. income ≈ HK$82,690/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,282
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$44,443
−HK$1,177/mo
Today · 4.125%
HK$45,620
baseline
▲ 0.50% · 4.625%
HK$48,025
+HK$2,405/mo
Deposit HK$5.69M · loan HK$8.53M · min. income ≈ HK$91,240/mo (50% DSR)
Upfront cash ≈ HK$6.22M (deposit + AVD stamp duty HK$533,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,390
−HK$2,846/mo
▼ 0.25% · 3.875%
HK$46,802
−HK$1,434/mo
Today · 4.125%
HK$48,236
baseline
▲ 0.50% · 4.625%
HK$51,171
+HK$2,935/mo
Deposit HK$4.27M · loan HK$9.95M · min. income ≈ HK$96,472/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,496
−HK$2,728/mo
▼ 0.25% · 3.875%
HK$51,850
−HK$1,374/mo
Today · 4.125%
HK$53,224
baseline
▲ 0.50% · 4.625%
HK$56,029
+HK$2,805/mo
Deposit HK$4.27M · loan HK$9.95M · min. income ≈ HK$106,448/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$533,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,358
−HK$3,660/mo
▼ 0.25% · 3.875%
HK$60,173
−HK$1,845/mo
Today · 4.125%
HK$62,018
baseline
▲ 0.50% · 4.625%
HK$65,791
+HK$3,773/mo
Deposit HK$1.42M · loan HK$12.80M · min. income ≈ HK$124,036/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,923
−HK$3,507/mo
▼ 0.25% · 3.875%
HK$66,664
−HK$1,766/mo
Today · 4.125%
HK$68,430
baseline
▲ 0.50% · 4.625%
HK$72,037
+HK$3,607/mo
Deposit HK$1.42M · loan HK$12.80M · min. income ≈ HK$136,860/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$533,184 · Scale 2, in force from 26 Feb 2026)